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Nanaimo home energy rebates and loans

The Nanaimo Home Energy Assessment Rebate offers rebates of up to $350. For an air-source heat pump, rebates add up to $5,000 today from the Home Renovation Rebate Program and the BC Hydro Air Source Heat Pump Bonus Rebate (Fall 2026). The federal National Heat Pump Rebate will add $2,000, or up to $10,000 below the median income, once it opens.

Nanaimo is Vancouver Island’s second-largest city, with a mild coastal climate and a housing stock that is mostly detached homes from the 1960s onward. The City pairs a 0% retrofit loan with small rebates for energy assessments and EV chargers.

Programs last verified

A 1970s split-level house on a sloping Nanaimo street with tall Douglas firs, new windows and a heat pump on the side.

Nanaimo at a glance

Nanaimo’s own programs
3 current
Air-source heat pump, open today
$5,000
Heat pump financing
Up to $15,000
Current programs that apply here
20 local, B.C. and federal

Nanaimo’s own programs

Only for homes inside Nanaimo.

  • OpenMunicipal

    Nanaimo Home Energy Assessment Rebate

    The City of Nanaimo pays $150 toward an initial EnerGuide home energy assessment and up to $200 more for a follow-up assessment that shows energy savings.

    $350

    max rebate

    Rebate
    Last verified October 12, 2026
  • OpenMunicipal

    Nanaimo EV Charger Rebate

    Nanaimo adds a $150 top-up to BC Hydro's home EV charger rebate for houses, duplexes and townhouses, and helps apartment and condo buildings with up to $1,000 for an EV Ready Plan plus $100 per parking space.

    $150

    max rebate

    Rebate
    Last verified October 12, 2026
  • Closing soonMunicipal

    Nanaimo Home Energy Retrofit Financing Program

    Nanaimo homeowners can borrow up to $15,000 interest-free for heat pumps, insulation, windows and doors, solar and batteries, repaid over 10 years on the property tax bill. The current intake runs September 14 to October 31, 2026.

    $15,000

    max 0% loan

    Interest-free loan
    Last verified October 19, 2026

How Nanaimo Home Energy Assessment Rebate works

Open

Nanaimo homeowners can get part of the cost of an EnerGuide home energy assessment back from the City. The initial assessment rebate is $150. After you finish upgrades, a follow-up assessment earns $10 for every 5 GJ per year of improvement on the EnerGuide scale, up to $200, as long as the improvement is at least 5 GJ.

What it pays
Up to $350 · Rebate
  • Initial EnerGuide home energy assessment$150
  • Follow-up EnerGuide assessment after upgrades$10 per 5 GJ/year reduction, up to $200
Who qualifies
  • Project located in the City of Nanaimo; one application per property.
  • Assessment completed by an energy advisor with a valid City of Nanaimo business licence.
  • Apply within 24 months of the date on the assessment receipt.
Steps, in order
  1. Book an EnerGuide assessment with a licensed service organization.
  2. Apply online, by mail or in person at 411 Dunsmuir Street with the receipt and EnerGuide report.
  3. For the follow-up rebate, submit the follow-up report showing the new rating and its receipt.
Energy assessment
Yes, before work starts
Run by
City of Nanaimo

How Nanaimo EV Charger Rebate works

Open

The City of Nanaimo tops up BC Hydro's EV charger rebates. Owners or residents of single-family homes, duplexes, row houses and townhouses can get $150 toward buying and installing an eligible Level 2 charger.

What it pays
Up to $150 · Rebate
  • Level 2 EV charger (single-family, duplex, row house, townhouse)$150 top-up
  • EV Ready Plan (apartment or condo building)Up to $1,000
  • EV Ready infrastructure (apartment or condo building)$100 per parking space
Who qualifies
  • You live in or own property in Nanaimo, and the charger is installed in Nanaimo.
  • Charger, plan or infrastructure installed or completed on or after May 1, 2023.
  • Requirements match BC Hydro's home and multi-unit EV charger rebate criteria, including an electrical permit.
Steps, in order
  1. Apply on the City's online form with the charger invoice, installation invoice, electrical permit number and a photo of the installed charger.
  2. Submit a separate application to BC Hydro for its rebate.
  3. Buildings: submit the EV Ready Plan and invoice first, then the infrastructure quote and final application after installation.
Energy assessment
No
Run by
City of Nanaimo

What an air-source heat pump can get in Nanaimo

Every rebate you could combine for an air-source heat pump in Nanaimo, with the city’s programs counted, if you qualify for each. Each program has its own rules about equipment, contractors and pre-approval, so treat this as the most you could get, not a quote.

Heat pump rebates in British Columbia

Heat pump · Nanaimo

As of October 19, 2026

Heat pump rebates available in Nanaimo, stacked
ProgramUp to
Provincial
PST Exemption on Heat PumpsHeat pump equipmentVaries
Utility
Home Renovation Rebate ProgramHeat pump, whole-home heating (replacing electric heat)$4,000
BC Hydro Air Source Heat Pump Bonus Rebate (Fall 2026)Closing soonWhole-home heat pump (Home Renovation Rebate Program)$1,000
Open today, up toProgram maximums for an air-source heat pump if you qualify for each. Loans are listed separately and never added.$5,000
When the National Heat Pump Rebate opens (not open yet)+ $2,000

Financing

Repayable, never added to the total

British Columbia and federal programs that also apply

These cover homes across British Columbia or Canada, so they stack on top of the city’s own programs.

Federal programs

Run by the Government of Canada. These apply everywhere.

5 programs

  • OpenFederal

    Multigenerational Home Renovation Tax Credit

    A refundable federal tax credit worth up to $7,000 for 2026 ($7,250 for 2025) for building a self-contained secondary unit so a senior or an adult with a disability can live with a relative.

    $7,000

    max credit

    Tax credit
    Last verified October 12, 2026
  • OpenFederal

    Electric Vehicle Affordability Program

    A point-of-sale discount of up to $5,000 on a new battery-electric or fuel-cell vehicle (up to $2,500 for plug-in hybrids), applied by the dealer. Amounts drop starting in 2027.

    $5,000

    max discount

    Instant discount
    Last verified October 12, 2026
  • OpenFederal

    Home Accessibility Tax Credit

    A non-refundable federal tax credit on up to $20,000 a year of renovations that make a home safer or more accessible for a senior or a person with a disability, worth up to $2,800 for 2026 ($2,900 for 2025).

    $2,800

    max credit

    Tax credit
    Last verified October 12, 2026
  • OpenFederal

    Canada Greener Homes Affordability Program

    Federally funded, no-cost home energy upgrades for low- and median-income homeowners and tenants. You apply through your province's or utility's partner program, not through Ottawa.

    Free

    Free upgrade
    Last verified October 12, 2026
  • UpcomingFederal

    National Heat Pump Rebate

    A new federal rebate announced on October 8, 2026 that will pay $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Applications are not open yet.

    $2,000

    max rebate

    Up to $10,000 if income-qualified

    Rebate
    Last verified October 12, 2026

British Columbia programs

Run by the provincial or territorial government or its energy agency.

3 programs

  • OpenProvincial

    CleanBC Energy Savings Program (ground-oriented homes)

    Income-tested rebates, paid directly to registered contractors, that cover up to the full cost of a heat pump or heat pump water heater for lower- and middle-income B.C. households.

    $16,500

    max rebate, income-qualified

    Rebate
    Last verified October 12, 2026
  • OpenProvincial

    CleanBC Energy Savings Program Condo and Apartment Rebate

    Income-tested rebates of up to $5,000 for an in-suite heat pump and up to $3,500 for a heat pump water heater in electrically heated condos and apartments.

    $8,500

    max rebate, income-qualified

    Rebate
    Last verified October 12, 2026
  • OpenProvincial

    PST Exemption on Heat Pumps

    Heat pumps bought in B.C. are exempt from the 7% provincial sales tax, while fossil-fuel heating equipment is taxed at 12%.

    Varies

    Instant discount
    Last verified October 12, 2026

Utility programs

Offered by electricity and gas utilities to their own customers.

9 programs

  • OpenUtility

    Home Renovation Rebate Program

    Rebates for B.C. households of any income for heat pumps in electrically heated homes, insulation, windows and doors, and heat pump water heaters, plus larger heat pump rebates for northern homes leaving oil, gas or propane.

    $12,500

    max rebate

    Rebate
    Last verified October 12, 2026
  • OpenUtility

    FortisBC Heat Pump Rebate for Income-Qualified Customers

    Heat pump rebates of up to $12,000 for income-qualified FortisBC electricity customers replacing electric heat.

    $12,000

    max rebate, income-qualified

    Rebate
    Last verified October 12, 2026
  • OpenUtility

    BC Hydro Solar and Battery Rebates (Residential)

    Rebates of up to $5,000 for rooftop solar and up to $5,000 for a home battery enrolled in BC Hydro's Peak Saver program.

    $10,000

    max rebate

    Rebate
    Last verified October 12, 2026
  • OpenUtility

    FortisBC Heat Pump Loan

    Low-interest financing of up to $6,500 at 1.9% over ten years for FortisBC electricity customers replacing electric heat with an air source heat pump.

    $6,500

    max loan

    Loan
    Last verified October 12, 2026
  • OpenUtility

    FortisBC Insulation Rebates

    Rebates for adding insulation to attics, walls, basements and floors in homes heated by FortisBC natural gas or electricity.

    $5,800

    max rebate

    Rebate
    Last verified October 12, 2026
  • OpenUtility

    BC Hydro Condo and Apartment Rebate Program

    Rebates of up to $2,250 for an in-suite heat pump and $1,000 for a heat pump water heater in electrically heated condos, apartments and stacked townhomes, with no income test.

    $3,250

    max rebate

    Rebate
    Last verified October 12, 2026
  • OpenUtility

    BC Hydro Home EV Charger Rebate

    Rebate of half the cost of a Level 2 home EV charger, up to $350, with an extra $200 for a power management device.

    $550

    max rebate

    Rebate
    Last verified October 12, 2026
  • OpenUtility

    Energy Conservation Assistance Program

    Free home energy evaluation and no-cost installation of upgrades such as heat pumps, insulation and draft-proofing for income-qualified B.C. households.

    Free

    Free upgrade
    Last verified October 12, 2026
  • Closing soonUtility

    BC Hydro Air Source Heat Pump Bonus Rebate (Fall 2026)

    A limited-time extra $500 to $1,000 for BC Hydro customers who replace electric heat with an eligible air source heat pump installed, invoiced and paid between August 1 and October 31, 2026.

    $1,000

    max rebate

    Rebate
    Last verified October 19, 2026

Good to know in Nanaimo

Who supplies energy here

  • BC HydroElectricity
  • FortisBCNatural gas

Utility rebates only go to that utility’s customers. Check the name on your bill.

Apply to the provincial program first
If you qualify for the CleanBC Energy Savings Program, apply there first. The City’s financing is for households above that program’s first income level and can cover what the rebate doesn’t.
Roll in the second evaluation
The cost of the post-upgrade EnerGuide evaluation can be included in the City loan.
Mind the intake window
Financing applications are only accepted during intakes. The current one runs to October 31, 2026.

Rebates by upgrade in Nanaimo

Totals include the city’s programs where they pay for that upgrade. Each link opens the full British Columbia breakdown.

Nanaimo rebate questions

Answers are generated from the programs above, so they change when the programs do.

Yes. As of October 19, 2026, the city’s Nanaimo Home Energy Assessment Rebate offers rebates of up to $350; Nanaimo EV Charger Rebate offers rebates of up to $150; Nanaimo Home Energy Retrofit Financing Program offers interest-free loans of up to $15,000 (closing soon).

Up to $5,000 for an air-source heat pump today, from Home Renovation Rebate Program and BC Hydro Air Source Heat Pump Bonus Rebate (Fall 2026), if your home and equipment qualify. The National Heat Pump Rebate will add $2,000 (up to $10,000 below the median income) once it opens; it isn’t open yet. Income-qualified households can get up to $33,500 from programs open today. Financing is separate and never counted: FortisBC Heat Pump Loan (up to $6,500), Nanaimo Home Energy Retrofit Financing Program (up to $15,000).

Programs run by different levels of government usually stack, but Nanaimo Home Energy Assessment Rebate doesn’t list specific programs it combines with. Check each program’s rules for the same upgrade before you count on both.

Project located in the City of Nanaimo; one application per property. Assessment completed by an energy advisor with a valid City of Nanaimo business licence. Apply within 24 months of the date on the assessment receipt. Full rules are on the official program page.

Book an EnerGuide assessment with a licensed service organization. Apply online, by mail or in person at 411 Dunsmuir Street with the receipt and EnerGuide report. For the follow-up rebate, submit the follow-up report showing the new rating and its receipt.

Yes. Canada Greener Homes Affordability Program, CleanBC Energy Savings Program (ground-oriented homes), CleanBC Energy Savings Program Condo and Apartment Rebate, FortisBC Heat Pump Rebate for Income-Qualified Customers and 1 more offer free or enhanced support to income-qualified households. Income limits depend on household size.

BC Hydro: electricity; FortisBC: natural gas. Utility programs only apply to that utility’s own customers, so check whose name is on your bill.

Other British Columbia places with their own programs

See British Columbia rebates

Get up to 3 quotes from installers in Nanaimo

Tell us what you’re planning. We’ll send your request to up to 3 installers who work in Nanaimo and know the British Columbia rebate paperwork.

We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.

Request quotes

Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.

  1. 1. Your project
  2. 2. Your contact details

Step 1 of 2: your project

What would you like quoted?

We use it to find installers who serve your area.

When would you like to start?
Do you own the home?
What kind of home is it?Optional
How do you heat it today?Optional
  • Installers checked against your program’s contractor list, where it has one
  • Installers pay us, never you
  • Sent to up to 3 installers who serve your area. We don't sell or rent lists.