Accessibility renovation credits in Canada
4 current programs across Canada pay for accessibility renovations, in 2 provinces and territories including 2 federal programs. Homeowners can stack the most in the Northwest Territories ($9,800), Nunavut ($9,800) and British Columbia ($9,800) today. Pick your province for the rates that fit your home.
If you're renovating so a senior or a person with a disability can live safely at home, federal tax credits and several provincial grants can help. Many of these projects can be combined with energy upgrades. Here's what's available and who qualifies.
Programs last verified
Accessibility renovation credits: the most you can get, by province
Program maximums you could stack if you qualify for each, from programs open today. Loans and city-only programs are not added.
| Province or territory | Local programs | Most homeowners, up to | Income-qualified, up to | Details |
|---|---|---|---|---|
| British Columbia | $9,800 | All B.C. rebates in British Columbia | ||
| Alberta | $9,800 | All Alta. rebates in Alberta | ||
| Saskatchewan | $9,800 | All Sask. rebates in Saskatchewan | ||
| Manitoba | $9,800 | All Man. rebates in Manitoba | ||
| Ontario | $9,800 | All Ont. rebates in Ontario | ||
| Québec | $9,800 | All Que. rebates in Québec | ||
| New Brunswick | $9,800 | All N.B. rebates in New Brunswick | ||
| Nova Scotia | $9,800 | All N.S. rebates in Nova Scotia | ||
| Prince Edward Island | $9,800 | All P.E.I. rebates in Prince Edward Island | ||
| Newfoundland and Labrador | $9,800 | All N.L. rebates in Newfoundland and Labrador | ||
| Yukon | $9,800 | All Y.T. rebates in Yukon | ||
| Northwest Territories | $9,800 | Accessibility renovation credits in the Northwest TerritoriesAccessibility renovation credits in the Northwest Territories | ||
| Nunavut | $9,800 | Accessibility renovation credits in NunavutAccessibility renovation credits in Nunavut |
Income-qualified households can get more; see each province.
Federal programs
Apply in every province and territory.
- Last verified October 12, 2026OpenFederalCanada-wide
Multigenerational Home Renovation Tax Credit
A refundable federal tax credit worth up to $7,000 for 2026 ($7,250 for 2025) for building a self-contained secondary unit so a senior or an adult with a disability can live with a relative.
$7,000
max credit
Tax credit - Last verified October 12, 2026OpenFederalCanada-wide
Home Accessibility Tax Credit
A non-refundable federal tax credit on up to $20,000 a year of renovations that make a home safer or more accessible for a senior or a person with a disability, worth up to $2,800 for 2026 ($2,900 for 2025).
$2,800
max credit
Tax credit
Provincial, utility and city programs
- Last verified October 12, 2026Closing soonProvincial
Seniors Aging in Place Program
Senior NWT homeowners within their community's income threshold can get a forgivable loan of up to $15,000 a year for upgrades that lower heating, power and water costs, or for minor accessibility changes; the 2026 intake closes October 31.
$15,000
max loan, income-qualified
Loan
- Last verified October 12, 2026OpenProvincial
Elders Housing Program
Nunavut homeowners aged 60 or older, or receiving a disability benefit, can get an annual grant of up to $5,000 for preventative maintenance and a one-time grant of up to $30,000 for repairs and aging-in-place changes.
$30,000
max grant
Grant
Closed programs for accessibility1 program no longer taking applications, with what replaced them
- Last verified October 12, 2026ClosedFederalCanada-wide
Canada Secondary Suite Loan Program
A proposed low-interest federal loan of up to $80,000 for adding a secondary suite. It never opened to applicants, and Budget 2025 confirmed it will not be implemented.
Varies
Loan
Accessibility and multigenerational renovations
General advice. Each program’s own rules come first.
- These are tax credits
- Most accessibility support in Canada comes as tax credits claimed on your return, not rebates paid up front.
- Keep every receipt
- Keep receipts and contractor invoices that show the work and the address, in case the Canada Revenue Agency asks.
- Check who qualifies
- Eligibility is usually tied to a family member who is 65 or older or eligible for the disability tax credit.
Get up to 3 quotes
Tell us where you live and what you’re planning. We’ll send your request to up to 3 installers who know the local rebate paperwork.
We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.
Request quotes
Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.