Seniors Aging in Place Program
Run by Housing NWT
The Seniors Aging in Place Program offers income-qualified households low-interest loans of up to $15,000 for accessibility renovations in Northwest Territories. It’s a loan you repay, not a rebate. Applications close on October 31, 2026.
Loans up to
$15,000
- If your household income qualifies
Verified
You apply on nwthc.gov.nt.ca
At a glance
| Maximum amount | $15,000 CAD (2026)Forgivable loan up to $15,000 |
|---|---|
| Funding type | Loan |
| Status | Closing soon |
| Who can apply | Homeowners, Income-qualified |
| Energy assessment required | No |
| Income-tested | Yes, household income limits apply |
| Deadline | October 31, 2026 |
| Where | Northwest Territories |
| Level | Provincial |
| Run by | Housing NWT |
| Official page | nwthc.gov.nt.ca/en/services/seniors-aging-place |
| Last verified | |
| Verified by | Rebate Researcher, RebateHub |
| Confidence | HighEvery figure matches the official program pages. |
Seniors Aging in Place Program. RebateHub.ca, https://rebatehub.ca/rebates/nt-housing-seniors-aging-in-place#key-facts. Last verified October 12, 2026. Official source: https://www.nwthc.gov.nt.ca/en/services/seniors-aging-place
What you can get
| Upgrade | What you get | Up to |
|---|---|---|
| Efficiency upgrades and minor accessibility adaptationsForgivable loan up to $15,000 per yearHouseholds with income over $59,999 pay 10% of costs upfront. | Forgivable loan up to $15,000 per year | $15,000 |
How it works
Housing NWT helps seniors stay in their homes with a forgivable loan of up to $15,000 over one year. It covers upgrades that make a home more efficient and cheaper to heat, power and supply with water, as well as minor adaptations such as grab bars. More than one unrelated repair can be approved in a year as long as the total stays within $15,000.
One homeowner must be 60 or older, and household income must be within the monthly income threshold for your community. Households earning more than $59,999 pay 10% of the repair cost before work begins.
Applications for 2026 are accepted from April 1 to October 31, 2026, and successful applicants are told within 60 days after the intake closes. You can apply to this program and to the Seniors Home Repair program, which offers a forgivable loan of up to $50,000 for larger health and safety repairs.
Who qualifies
- At least one homeowner aged 60 or older
- Lived in the NWT for three years and in the home for more than a year
- Household income within the monthly Core Need Income Threshold for your community
- Home within municipal boundaries with continuous power, potable water, heat and a working sewage system
- Mortgage, land, lease or tax arrears may affect eligibility
How to apply
Step 1: Phone your Housing NWT district office before October 31, 2026
Step 2: Complete the application with a Housing NWT representative (it cannot be completed on your own)
Step 3: Take part in the required client counselling; district technical staff plan the work with you
Get quotes from Northwest Territories installers
Closes October 31, 2026. Get quotes now so there’s time for any pre-approval.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.
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Sources
Other sources we checked