Water heater rebates in Canada
36 current programs across Canada pay for water heaters, in 10 provinces and territories. Homeowners can stack the most in Yukon ($2,000), Nova Scotia ($1,600) and British Columbia ($1,000) today. Pick your province for the rates that fit your home.
Heat pump water heaters use far less electricity than standard tanks, and several provinces and utilities offer rebates for them. Most programs require an ENERGY STAR certified model. We list current water heater rebates by province, including gas utility offers where they exist.
Programs last verified
Water heater rebates: the most you can get, by province
Program maximums you could stack if you qualify for each, from programs open today. Loans and city-only programs are not added.
Income-qualified households can get more; see each province.
Provincial, utility and city programs
- Last verified October 12, 2026OpenProvincialBritish Columbia
CleanBC Energy Savings Program (ground-oriented homes)
Income-tested rebates, paid directly to registered contractors, that cover up to the full cost of a heat pump or heat pump water heater for lower- and middle-income B.C. households.
$16,500
max rebate, income-qualified
Rebate - Last verified October 12, 2026OpenProvincialBritish Columbia
CleanBC Energy Savings Program Condo and Apartment Rebate
Income-tested rebates of up to $5,000 for an in-suite heat pump and up to $3,500 for a heat pump water heater in electrically heated condos and apartments.
$8,500
max rebate, income-qualified
Rebate - Last verified October 12, 2026OpenUtilityBritish Columbia
Home Renovation Rebate Program
Rebates for B.C. households of any income for heat pumps in electrically heated homes, insulation, windows and doors, and heat pump water heaters, plus larger heat pump rebates for northern homes leaving oil, gas or propane.
$12,500
max rebate
Rebate - Last verified October 17, 2026OpenUtilityVancouver, Victoria, Surrey, Abbotsford, Maple Ridge, Port Coquitlam, Vernon, West Kelowna, White Rock, Sun Peaks, Mission, Agassiz
BC Hydro Community-Based Offers
BC Hydro customers in select postal codes, including parts of Vancouver west of Cambie, select Victoria neighbourhoods and Surrey's Campbell Heights, get extra rebates on heat pumps, EV chargers and some appliances. The heat pump top-up is $4,000 for whole-home heating.
$4,000
max rebate
Rebate - Last verified October 12, 2026OpenUtilityBritish Columbia
BC Hydro Condo and Apartment Rebate Program
Rebates of up to $2,250 for an in-suite heat pump and $1,000 for a heat pump water heater in electrically heated condos, apartments and stacked townhomes, with no income test.
$3,250
max rebate
Rebate - Last verified October 17, 2026OpenMunicipalVancouver
Heritage Multi-Unit Retrofit Grant
Owners of pre-1940 or heritage-listed Vancouver houses that have two or more units, or are being converted, can get up to $5,000 toward energy upgrades when switching from gas or oil to electric heating or hot water. Evaluations are covered too.
$5,000
max grant per building
Grant - Last verified October 12, 2026OpenMunicipalRegional District of Central Kootenay, Nelson, Castlegar, Creston, Kaslo, Nakusp, New Denver, Salmo, Silverton, Slocan
HomeSave Central Kootenays Retrofit Rebate and Loan Access
Homes anywhere in the Regional District of Central Kootenay can earn a $2,500 or $5,000 rebate for upgrades that cut energy use by at least 20% or 50%, plus free advice, subsidized EnerGuide evaluations and access to a credit union retrofit loan.
$5,000
max rebate
Rebate - Last verified October 17, 2026OpenMunicipalVictoria
Rental Apartment Retrofit Accelerator Pilot (City of Victoria)
Owners of older gas-heated rental apartment buildings in Victoria can get a municipal property tax exemption covering up to 100% of eligible costs to switch to electric heating or hot water, for up to 10 years.
Varies
Tax credit
- Last verified October 12, 2026OpenMunicipalBanff
Banff Deep Retrofit Program
Banff homeowners who cut their home's energy use deeply can earn a rebate of $125 for every gigajoule saved, rising to $250 per gigajoule beyond new-home performance, worth up to $20,000.
$20,000
max rebate
Rebate - Last verified October 12, 2026OpenMunicipalBanff
Banff Post-Purchase Rebate Program
Banff residents can claim rebates after buying heat pumps ($750), heat pump water heaters ($500), windows (up to $200 each), efficient appliances and EnerGuide evaluations (up to $500).
Varies
Rebate - Last verified October 12, 2026OpenMunicipalAirdrie, Banff, Beaumont, Calgary, Canmore, Cold Lake, Devon, Drayton Valley, Edmonton, Grande Prairie, Jasper, Lac La Biche County, Leduc, Lethbridge, Medicine Hat, Okotoks, Pincher Creek, Rocky Mountain House, Spruce Grove, St. Albert, Stettler, Stirling, Strathcona County, Sturgeon County, Taber, Westlock, Wetaskiwin
Clean Energy Improvement Program (Alberta)
Property-tax-based financing that can cover up to the full cost of energy efficiency and renewable energy upgrades in participating Alberta municipalities.
Varies
Loan - Last verified October 12, 2026WaitlistMunicipalEdmonton
City of Edmonton Residential Clean Energy Improvement Program
Edmonton's property-tax financing for home energy upgrades, from $3,000 up to $50,000 at a fixed 6% rate; new pre-qualifications are being waitlisted.
$50,000
max loan
Loan - Last verified October 12, 2026WaitlistMunicipalCalgary
Calgary Home Upgrades Program
Free home energy upgrades, such as insulation and efficient furnaces, for income-qualified Calgary homeowners and renters; the upgrades stream is taking waitlist applications.
Free
Free upgrade - Last verified October 12, 2026UpcomingMunicipalCalgary
City of Calgary Residential Clean Energy Improvement Program
Calgary's property-tax financing for home energy upgrades of up to $50,000; residential intake is closed until winter 2026/2027.
$50,000
max loan
Loan
- Last verified October 12, 2026OpenUtilitySaskatchewan
SaskEnergy Residential Equipment Replacement Rebate Program
Rebates of $325 to $1,000 per unit when SaskEnergy customers replace natural gas heating or water heating equipment with a high-efficiency furnace, boiler, combi boiler, or tankless or condensing water heater.
$1,000
max rebate per unit
Rebate - Last verified October 12, 2026OpenMunicipalSaskatoon
Saskatoon Home Energy Loan Program
Low-interest loans of $1,000 to $40,000 (up to $60,000 for deep retrofits) for Saskatoon homeowners, repaid on the property tax bill, plus a $1,000 rebate toward EnerGuide evaluations.
$60,000
max loan
Loan
- Last verified October 12, 2026OpenUtility
Manitoba Hydro Home Energy Efficiency Loan
On-bill financing from Manitoba Hydro of up to $12,500 per home, or up to $20,000 when it includes a ground source heat pump or solar, at 6.20% for the first five years.
$20,000
max loan per home
Loan
- Last verified October 12, 2026OpenProvincialOntario
Home Renovation Savings Program
Ontario's main home-retrofit rebate program. You can claim single upgrades such as a heat pump, attic insulation, solar with a battery, a smart thermostat or ENERGY STAR appliances without an energy assessment, or do an assessment and two or more upgrades for envelope rebates.
$12,000
max rebate
Rebate - Last verified October 17, 2026OpenUtilityKitchener
Kitchener Utilities Natural Gas Rebates
Kitchener Utilities, the City of Kitchener's own gas utility, gives its residential customers a $75 bill credit for a smart thermostat and a $500 bill credit for upgrading to a condensing gas water heater.
$575
max rebate
Rebate - Last verified October 12, 2026OpenMunicipalOttawa
Better Homes Ottawa Loan Program
Ottawa homeowners can borrow $10,000 to $125,000 at a fixed 4.33% over 20 years for energy retrofits, repaid on the property tax bill. The program also offers per-ton heat pump incentives and a limited-time $600 loan reduction for EnerGuide assessments.
$125,000
max loan
Loan - Last verified October 12, 2026OpenMunicipalDurham Region
Durham Greener Homes Loan Program
Durham Region homeowners (outside Pickering) can borrow up to $125,000 at a fixed 2% over 15 years for energy retrofits, repaid on the property tax bill, along with free coaching and a free weather-readiness home assessment.
$125,000
max loan
Loan - Last verified October 12, 2026OpenMunicipalToronto
Home Energy Loan Program
Toronto homeowners can borrow up to $125,000 at a fixed low rate for energy upgrades and repay it on the property tax bill over up to 20 years. Heat pump-only and solar-only projects no longer need an EnerGuide assessment.
$125,000
max loan
Loan - Last verified October 12, 2026OpenMunicipalLondon
BetterHomes London
London homeowners can borrow up to $40,000 at a fixed 2.5% rate for energy retrofits and repay it on the property tax bill over 10, 15 or 20 years. Households under the income limits can also get up to $10,000 in incentives that reduce what they repay.
$40,000
max loan
Loan - Last verified October 12, 2026OpenMunicipalWaterloo Region, Cambridge, North Dumfries
RetrofitWR
GrandBridge Energy customers in Cambridge and North Dumfries can borrow up to $40,000 at 2.5% for home energy retrofits, repaid on their monthly hydro bill, plus heat pump and income-qualified incentives. Free energy coaching is open to homeowners across Waterloo Region.
$40,000
max loan
Loan - Last verified October 12, 2026OpenMunicipalPeel Region, Mississauga, Brampton, Caledon
Energy Retrofit Assistance
Income-qualified households in Mississauga, Brampton and Caledon can get a free EnerGuide home energy audit and selected upgrades such as heat pumps and insulation at no cost. It's a pilot with limited space, and applicants are added to a waitlist once it fills.
Free
Free upgrade - Last verified October 12, 2026WaitlistMunicipalGuelph
Guelph Greener Homes
Guelph offers 0% interest loans of up to $50,000 for home energy upgrades, but loan funding is nearly used up and new applicants go on a waitlist. Low-income households can still apply for grants of up to $15,000 toward an air-source heat pump.
$50,000
max 0% loan
Interest-free loan
- Last verified October 12, 2026OpenMunicipalLongueuil
Programme d'amélioration de l'isolation (PAI) – Rénoclimat Top-Up near the Saint-Hubert Airport
Longueuil adds 25% to the Rénoclimat grant, up to $3,000 per building, for owner-occupants in a zone around the Saint-Hubert airport. There is a $25 bonus for the blower-door test.
$3,000
max grant
Grant
- Last verified October 12, 2026OpenUtility
Energy Savings Kits
Any New Brunswick renter can request a free kit of easy-to-install energy-saving products such as LED bulbs, a smart power bar, a water-efficient showerhead and draft-sealing supplies.
Free
Free upgrade - Last verified October 12, 2026OpenUtility
Total Home Energy Savings Program
New Brunswick homeowners pay $99 plus HST for before-and-after energy evaluations, then receive rebates for recommended upgrades such as heat pumps, insulation, air sealing, windows and heat pump water heaters.
Varies
Rebate
- Last verified October 12, 2026OpenProvincialNova Scotia
Home Energy Assessment Program
Any Nova Scotia homeowner can book an EnerGuide home energy assessment and then claim up to $5,000 in rebates for the recommended upgrades they complete, regardless of income or heating fuel.
$5,000
max rebate
Rebate - Last verified October 12, 2026OpenProvincialNova Scotia
Instant Rebates
Discounts applied at the checkout at participating Nova Scotia retailers on items such as heat pump water heaters, smart thermostats and heat pump clothes dryers.
$800
max discount
Instant discount - Last verified October 12, 2026OpenProvincialNova Scotia
Free Product Installation
Electrically heated Nova Scotia homes can book a free visit to have a smart thermostat professionally installed, along with other small energy-saving devices where eligible.
$160
value, free to you
Free upgrade - Last verified October 12, 2026OpenMunicipalHalifax
HalifACT Home Energy Upgrade Program
Owners of oil-heated Halifax homes built before 2000 can finance heat pumps, insulation and electric water heaters at a fixed 4.75% over 10 years, if the upgrades cut the home's energy use by at least half.
Varies
Loan
- Last verified October 12, 2026OpenProvincial
Dependable Grid Program
Yukon rebates of up to $15,000 for electrically heated and new homes that add a dual-fuel heat pump system, a non-electric backup or primary heater, non-electric hot water or a generator transfer switch, to cut winter peak electricity demand.
$15,000
max rebate
Rebate - Last verified October 12, 2026OpenUtility
Peak Smart Home Rebate
Yukoners on the main grid with electric heat or an electric water tank can get 75% back, up to $750 per device type and $1,500 per home, on eligible smart thermostats and hot water tank controllers when they join Yukon Energy's Peak Smart Home program.
$1,500
max rebate per home
Rebate
- Last verified October 12, 2026OpenProvincial
Energy-Efficient Products Rebates
NWT residents can claim rebates on wood and pellet stoves, programmable thermostats, drain water heat recovery, ECM pumps, ENERGY STAR washers and ventless dryers, and vehicle plug-in controllers installed in the territory.
$2,000
max rebate per item
Rebate
Closed programs for water heaters13 programs no longer taking applications, with what replaced them
- Last verified October 12, 2026ClosedFederalCanada-wide
Canada Greener Homes Loan
An interest-free loan of $5,000 to $40,000 for energy retrofits that closed to new applicants on October 1, 2025. Homeowners already approved can still finish their projects.
$40,000
max 0% loan
Interest-free loan - Last verified October 12, 2026ClosedFederalCanada-wide
Canada Greener Homes Grant
The federal grant of up to $5,000 for home retrofits (plus up to $600 for EnerGuide evaluations) is fully closed. New applications stopped in February 2024 and the final payment deadline passed on December 31, 2025.
$5,600
max grant
Grant - Last verified October 11, 2026ClosedProvincialPrince Edward Island
Heat Pump Rebates (Energy Efficient Equipment Rebates)
PEI's heat pump rebates ended on April 15, 2026; only heat pumps bought between April 15, 2025 and April 15, 2026 can still be claimed, within one year of purchase.
$7,500
max rebate
Rebate - Last verified October 12, 2026ClosedProvincialNova Scotia
Home Heating System Rebates
Efficiency Nova Scotia's stand-alone rebates for heating equipment, which did not need a home energy assessment, ended on December 31, 2025.
Closed
Rebate - Last verified October 12, 2026ClosedUtilityOntario
Home Efficiency Rebate Plus
Enbridge's former assessment-based rebate for insulation, windows, air sealing and heat pumps, delivered with the federal Canada Greener Homes Grant. It closed to new applicants in February 2024 and has been replaced by the Home Renovation Savings Program.
Closed
Rebate - Last verified October 12, 2026ClosedMunicipalKingston
Better Homes Kingston
Kingston's property-tax retrofit loan of up to $50,000, plus rebates for Utilities Kingston natural gas customers, came back in 2026 but is no longer taking applications. You can join the City's waitlist to hear about the next round.
$50,000
max loan
Loan - Last verified October 12, 2026ClosedMunicipalCharlottetown
Switch Charlottetown
Charlottetown's 0% property-linked financing for heat pumps, solar, insulation and other upgrades is fully subscribed and no longer accepting new projects.
$40,000
max 0% loan
Interest-free loan - Last verified October 12, 2026ClosedMunicipalMedicine Hat
HAT Smart Existing Homes Incentive Program
Medicine Hat's 2026 rebate of up to $5,000 for insulation, windows, doors, tankless water heaters, HRV/ERV and solar is fully subscribed and no longer taking new requests.
$5,000
max rebate
Rebate - Last verified October 12, 2026ClosedMunicipalWest Vancouver
West Vancouver Electrical Service Upgrade and Heat Pump Water Heater Top-Ups
West Vancouver's top-ups of $1,500 for an electrical service upgrade and $1,000 for a heat pump water heater ended April 11, 2025.
$1,500
max rebate
Rebate - Last verified October 12, 2026ClosedMunicipalLethbridge
City of Lethbridge Clean Energy Improvement Program
Lethbridge’s property-tax financing covers up to 100% of home energy upgrades at a fixed 2.83% over up to 25 years, with a $1,350 rebate on completed projects. The program is at capacity and isn’t taking new pre-qualifications.
Varies
Loan - Last verified October 12, 2026ClosedMunicipalSt. Albert
City of St. Albert Clean Energy Improvement Program
St. Albert’s property-tax financing covers up to 100% of home energy upgrades at a low rate, with a $1,400 incentive on completed projects. Pre-qualification closed on October 1, 2026 because the program is at capacity.
Varies
Loan - Last verified October 12, 2026ClosedMunicipalEdmonton
Edmonton Home Energy Retrofit Accelerator
Edmonton's rebate program for EnerGuide-guided home retrofits is fully subscribed and no longer accepting enrolments or rebate applications.
Closed
Rebate - Last verified October 12, 2026ClosedMunicipalStrathcona County
Strathcona County Clean Energy Improvement Program
Strathcona County’s property-tax financing covers up to 100% of home energy upgrades at 2% over up to 20 years, with a 5% incentive on completed projects. The program is at capacity and closed to new pre-qualifications.
Varies
Loan
Choosing a heat pump water heater
General advice. Each program’s own rules come first.
- Check the space
- Heat pump water heaters pull heat from the surrounding air and need room around them, ideally in a basement or utility room that stays above about 7 °C.
- Plan the condensate drain
- They produce condensate, so you need a nearby floor drain or a small pump.
- Confirm the model is listed
- Most rebates require an ENERGY STAR certified model. Check the model number before you buy.
Get up to 3 water heater quotes
Tell us where you live and what you’re planning. We’ll send your request to up to 3 installers who know the local rebate paperwork.
We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.
Request quotes
Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.