Free home energy upgrades in Canada
Every province and territory has at least one way to pay for free and income-qualified upgrades: 29 current programs including 2 federal programs. The largest is Elders Housing Program, at up to $30,000 in Nunavut.
The most generous energy programs in Canada are for lower- and median-income households, and some install heat pumps, insulation or repairs at no cost. Several are open to renters too. We list programs by province with the income limits and how to apply.
Programs last verified
Free home energy upgrades: the most you can get, by province
Program maximums you could stack if you qualify for each, from programs open today. Loans and city-only programs are not added.
Income-qualified households can get more; see each province.
Federal programs
Apply in every province and territory.
- Last verified October 12, 2026OpenFederalCanada-wide
Canada Greener Homes Affordability Program
Federally funded, no-cost home energy upgrades for low- and median-income homeowners and tenants. You apply through your province's or utility's partner program, not through Ottawa.
Free
Free upgrade - Last verified October 12, 2026UpcomingFederalCanada-wide
National Heat Pump Rebate
A new federal rebate announced on October 8, 2026 that will pay $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Applications are not open yet.
$2,000
max rebate
Up to $10,000 if income-qualified
Rebate
Provincial, utility and city programs
- Last verified October 12, 2026OpenProvincial
CleanBC Energy Savings Program (ground-oriented homes)
Income-tested rebates, paid directly to registered contractors, that cover up to the full cost of a heat pump or heat pump water heater for lower- and middle-income B.C. households.
$16,500
max rebate, income-qualified
Rebate - Last verified October 12, 2026OpenProvincial
CleanBC Energy Savings Program Condo and Apartment Rebate
Income-tested rebates of up to $5,000 for an in-suite heat pump and up to $3,500 for a heat pump water heater in electrically heated condos and apartments.
$8,500
max rebate, income-qualified
Rebate - Last verified October 12, 2026OpenUtility
FortisBC Heat Pump Rebate for Income-Qualified Customers
Heat pump rebates of up to $12,000 for income-qualified FortisBC electricity customers replacing electric heat.
$12,000
max rebate, income-qualified
Rebate - Last verified October 12, 2026OpenUtility
Energy Conservation Assistance Program
Free home energy evaluation and no-cost installation of upgrades such as heat pumps, insulation and draft-proofing for income-qualified B.C. households.
Free
Free upgrade
- Last verified October 12, 2026WaitlistMunicipalCalgary
Calgary Home Upgrades Program
Free home energy upgrades, such as insulation and efficient furnaces, for income-qualified Calgary homeowners and renters; the upgrades stream is taking waitlist applications.
Free
Free upgrade
- Last verified October 12, 2026OpenUtility
SaskEnergy Heating Affordability Program
A free 96% efficient natural gas furnace, installed, for income-qualified homeowners whose furnace was made in 1999 or earlier; by invitation after SaskPower's Energy Assistance Program, for up to 50 homes until January 31, 2027.
Free
Free upgrade - Last verified October 12, 2026OpenUtility
SaskPower Energy Assistance Program
Free in-home energy coaching and free installed products, including a smart thermostat where compatible, for income-qualified Saskatchewan households.
Free
Free upgrade
- Last verified October 12, 2026OpenProvincial
Efficiency Manitoba Energy Efficiency Assistance Program
Free insulation, free heat pumps for electrically heated homes, low-cost furnace upgrades and other help for income-qualified Manitoba homeowners and renters.
Free
Free upgrade
- Last verified October 12, 2026OpenProvincialOntario
Energy Affordability Program
Income-qualified Ontario electricity customers can get free energy upgrades. These range from free saving kits to a full home visit that can include new appliances, insulation, draft-proofing and, for electric or oil-heated homes, a cold-climate heat pump.
Free
Free upgrade - Last verified October 12, 2026OpenUtilityOntario
Home Winterproofing Program
Income-qualified households heated by Enbridge natural gas can get a free home energy assessment, plus free insulation, draft-proofing and a smart thermostat where needed.
Free
Free upgrade - Last verified October 12, 2026OpenMunicipalPeel Region, Mississauga, Brampton, Caledon
Energy Retrofit Assistance
Income-qualified households in Mississauga, Brampton and Caledon can get a free EnerGuide home energy audit and selected upgrades such as heat pumps and insulation at no cost. It's a pilot with limited space, and applicants are added to a waitlist once it fills.
Free
Free upgrade - Last verified October 12, 2026WaitlistMunicipalGuelph
Guelph Greener Homes
Guelph offers 0% interest loans of up to $50,000 for home energy upgrades, but loan funding is nearly used up and new applicants go on a waitlist. Low-income households can still apply for grants of up to $15,000 toward an air-source heat pump.
$50,000
max 0% loan
Interest-free loan
- Last verified October 12, 2026OpenUtility
Énergir Smart Thermostat Grant (and Low-Income Supplement)
Énergir natural-gas customers with central gas heating get $100 toward an ENERGY STAR smart thermostat. Low-income households can get an extra $220.
$320
max rebate per item
Rebate
- Last verified October 12, 2026WaitlistUtility
Enhanced Energy Savings Program
New Brunswick homeowners with household income of $70,000 or less can get insulation, ventilation and, where suitable, a heat pump at no cost, but new registrations are on a waiting list that NB Power says could be up to two years.
Free
Free upgrade
- Last verified October 12, 2026OpenProvincialNova Scotia
Moderate Income Rebate
Moderate-income homeowners who heat mainly with oil, propane or another non-electric fuel can get a free home energy assessment and up to $5,000 in extra rebates on top of the regular Home Energy Assessment rebates.
$5,000
max rebate, income-qualified
Rebate - Last verified October 12, 2026OpenProvincialNorth Preston, East Preston, Cherry Brook, Lake Loon, Sunnyville, Lincolnville, Upper Big Tracadie, Monastery, Mulgrave
African Nova Scotian Communities Retrofit Program
African Nova Scotian homeowners in Preston Township and Guysborough-area communities can get a free home energy assessment, and low- to moderate-income households can receive upgrades such as insulation, weatherproofing and a switch from oil to a heat pump, usually at no cost.
Free
Free upgrade - Last verified October 12, 2026OpenProvincialNova Scotia
HomeWarming
Lower-income Nova Scotia homeowners can get a free home energy assessment and free upgrades such as insulation, draft-proofing and heat pumps, installed by contractors that Efficiency Nova Scotia arranges.
Free
Free upgrade
- Last verified October 11, 2026OpenProvincial
Free Home Insulation Program
Income-qualified Island homeowners can have insulation upgrades done at no cost, with materials, contractors and guidance covered by the province and the federal government.
Free
Free upgrade - Last verified October 11, 2026OpenProvincial
Winter Warming Program
Low- to moderate-income Islanders, including tenants, can get free air sealing and other small efficiency upgrades through efficiencyPEI.
Free
Free upgrade
- Last verified October 12, 2026OpenProvincial
Provincial Home Repair Program (including former Home Energy Savings Program)
Low-income Newfoundland and Labrador homeowners can get a forgivable loan of up to $10,000 ($13,000 in Labrador) for repairs, including the energy-efficiency work formerly covered by the Home Energy Savings Program.
$13,000
max grant, income-qualified
Grant - Last verified October 12, 2026OpenUtility
Oil to Electric Incentive Program
Homeowners heating with oil (or propane) can get up to $22,000 toward switching the whole home to electric heat, with the highest amounts for income-qualified households installing central heat pumps.
$9,000
max rebate
Up to $22,000 if income-qualified
Rebate - Last verified October 12, 2026OpenUtility
TakeCharge Greener Homes Program
A new income-tested program that pays for home energy assessments, a mini-split heat pump, an HRV, insulation and air sealing at no cost to eligible households, including tenants through their landlords.
Free
Free upgrade
- Last verified October 11, 2026WaitlistProvincial
Affordable Heat Pump Program
Lower- and median-income Yukon homeowners can have up to 100% of a heat pump's purchase and installation covered, to a maximum of $24,000; demand has exceeded funding and new applicants have been waitlisted.
$24,000
max rebate, income-qualified
Rebate
- Last verified October 12, 2026Closing soonProvincial
Seniors Aging in Place Program
Senior NWT homeowners within their community's income threshold can get a forgivable loan of up to $15,000 a year for upgrades that lower heating, power and water costs, or for minor accessibility changes; the 2026 intake closes October 31.
$15,000
max loan, income-qualified
Loan
- Last verified October 12, 2026OpenProvincial
Home Renovation Program
Nunavummiut who own and live in their homes can get a forgivable loan of up to $100,000 for major repairs and renovations, including energy efficiency work, or a 50% rebate up to $20,000 for completed repairs.
$100,000
max loan, income-qualified
Loan - Last verified October 12, 2026OpenProvincial
Elders Housing Program
Nunavut homeowners aged 60 or older, or receiving a disability benefit, can get an annual grant of up to $5,000 for preventative maintenance and a one-time grant of up to $30,000 for repairs and aging-in-place changes.
$30,000
max grant
Grant - Last verified October 12, 2026OpenProvincial
Emergency Repair Program
Income-eligible Nunavut homeowners can get a grant of up to $15,000 for urgent repairs that threaten health or safety, such as a failed heating system or fuel supply.
$15,000
max grant, income-qualified
Grant
Closed programs for free upgrades7 programs no longer taking applications, with what replaced them
- Last verified October 12, 2026ClosedFederalCanada-wide
Oil to Heat Pump Affordability Program
Upfront grants for lower-income homeowners switching from oil heating to a heat pump. Where Ottawa delivered the program alone, the last day to apply was July 31, 2026; approved applicants have until January 31, 2027 to finish the work and submit paperwork.
$25,000
max grant, income-qualified
Grant - Last verified October 12, 2026ClosedFederalNew Brunswick
Oil to Heat Pump Affordability Program (NB Power advance funding)
Advance funding of up to $15,000 to replace oil heat with a heat pump closed to new registrations on June 30, 2026; registered participants had to file paperwork by October 1, 2026 and finish by March 31, 2027.
$15,000
max grant, income-qualified
Grant - Last verified October 12, 2026ClosedFederalNova Scotia
Oil to Heat Pump Affordability Program (Nova Scotia delivery)
The federal program that paid most or all of the cost for moderate-income Nova Scotia households to switch from oil heat to a heat pump stopped taking new applications on July 2, 2026.
$15,000
max grant, income-qualified
Grant - Last verified October 11, 2026ClosedFederalPrince Edward Island
Oil to Heat Pump Affordability Program (PEI)
The federal-provincial program helping income-qualified Islanders replace oil heat with heat pumps is closed to new applicants.
Closed
Grant - Last verified October 12, 2026ClosedProvincialQuébec
Éconologis
A free seasonal service for modest-income households: an advisor visits the home, gives energy-saving advice and does small weatherization jobs. Registration for 2026–2027 is full.
Free
Free upgrade - Last verified October 11, 2026ClosedProvincialPrince Edward Island
Free Heat Pump Program
PEI's program offering free heat pumps to income-qualified households is closed to new applicants; households already approved are still waiting for installations.
Free
Free upgrade - Last verified October 12, 2026ClosedUtilityQuébec
LogisVert – No-Cost Heat Pump for Modest-Income Households
Modest-income households heated by electric baseboards can get a ductless wall-mounted heat pump installed for free. Registration for the 2026–2027 season is closed.
Free
Free upgrade
How income-qualified programs work
General advice. Each program’s own rules come first.
- You may qualify more easily than you think
- Income limits are often set near or above the median for your household size. Some programs also accept proof of benefits like GIS or social assistance.
- Renters can often apply
- Several no-cost programs accept tenants with the landlord's permission.
- Never pay to apply
- Real income-qualified programs never charge an application fee or send salespeople door to door. Apply only through the official website.
Get up to 3 quotes
Tell us where you live and what you’re planning. We’ll send your request to up to 3 installers who know the local rebate paperwork.
We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.
Request quotes
Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.