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Peel Region home energy rebates and loans

Income-qualified households in Peel Region can get free upgrades through the region’s Energy Retrofit Assistance. Most Peel Region homes heat with natural gas, so Ontario’s Home Renovation Savings Program pays up to $2,000 for an air-source heat pump (up to $7,500 if you heat with electricity, oil or propane). The federal National Heat Pump Rebate will add $2,000, or up to $10,000 below the median income, once it opens.

Peel Region is Mississauga, Brampton and Caledon: dense suburbs of detached houses, semis and townhouses, plus rural Caledon. Most homes heat with natural gas.

Programs last verified

A row of 1990s brick townhouses in Brampton with small front yards, one with a heat pump unit on its side wall.

Peel Region at a glance

Peel Region’s own programs
1 current
Air-source heat pump, gas-heated home
$2,000$7,500 if heated by electricity, oil or propane
Heat pump financing
None listed
Current programs that apply here
11 local, Ont. and federal

Peel Region’s own programs

Only for homes inside the region (Brampton, Caledon, Mississauga).

  • OpenMunicipal

    Energy Retrofit Assistance

    Income-qualified households in Mississauga, Brampton and Caledon can get a free EnerGuide home energy audit and selected upgrades such as heat pumps and insulation at no cost. It's a pilot with limited space, and applicants are added to a waitlist once it fills.

    Free

    Free upgrade
    Last verified October 12, 2026

How Energy Retrofit Assistance works

Open

Energy Retrofit Assistance is a pilot run by the Centre for Community Energy Transformation (CCET). CCET is a non-profit set up and funded by the City of Brampton, the City of Mississauga, the Town of Caledon and the Region of Peel. The pilot is for lower-income households in Peel whose homes are drafty, too cold in winter, too hot in summer or expensive to run.

What it pays
Free audit and upgrades (average about $11,500) · Free upgrade
  • EnerGuide home energy audit and energy coachingFree
  • Selected upgrades (air-source heat pump, heat pump water heater, attic and wall insulation, some windows)Installed at no cost; about $11,500 per household on average
Who qualifies
  • You live in Mississauga, Brampton or Caledon and own the home or hold the gas or electricity account. Renters need the landlord's consent.
  • Household income is under the program limit (for example $47,090 for one person, $94,179 for four, $124,586 for seven or more).
  • You also qualify if you received benefits such as GIS, Ontario Works, ODSP, LEAP or OESP in the past 12 months.
  • Detached homes, townhomes and condos or apartments can apply. Applicants are prioritized by need.
Steps, in order
  1. Fill in the short online application on CCET's Energy Retrofit Assistance page, or call 1-289-998-0923.
  2. If you qualify, an energy coach arranges your free audit and plans the upgrades with you.
  3. Vetted contractors install the upgrades at no cost, followed by a check-in after installation.
Energy assessment
Yes, before work starts
Run by
Centre for Community Energy Transformation (CCET), a non-profit created by Brampton, Mississauga, Caledon and the Region of Peel
Official Energy Retrofit Assistance page(opens in a new tab)Full details and sourcesVerified

What an air-source heat pump can get in Peel Region

Every rebate you could combine for an air-source heat pump in Peel Region, with the region’s programs counted, if you qualify for each. Each program has its own rules about equipment, contractors and pre-approval, so treat this as the most you could get, not a quote.

Heat pump rebates in Ontario

Heat pump · Peel Region

As of October 19, 2026

Heat pump rebates available in Peel Region, stacked
ProgramUp to
Provincial
Home Renovation Savings ProgramCold-climate air-source heat pump (home heated by electricity, oil, propane or wood)$7,500
Open today, up toProgram maximums for an air-source heat pump if you qualify for each. Loans are listed separately and never added.$7,500
When the National Heat Pump Rebate opens (not open yet)+ $2,000
Ground-source (geothermal) heat pump instead (open programs)up to $12,000

Ontario and federal programs that also apply

These cover homes across Ontario or Canada, so they stack on top of the region’s own programs.

Federal programs

Run by the Government of Canada. These apply everywhere.

5 programs

  • OpenFederal

    Multigenerational Home Renovation Tax Credit

    A refundable federal tax credit worth up to $7,000 for 2026 ($7,250 for 2025) for building a self-contained secondary unit so a senior or an adult with a disability can live with a relative.

    $7,000

    max credit

    Tax credit
    Last verified October 12, 2026
  • OpenFederal

    Electric Vehicle Affordability Program

    A point-of-sale discount of up to $5,000 on a new battery-electric or fuel-cell vehicle (up to $2,500 for plug-in hybrids), applied by the dealer. Amounts drop starting in 2027.

    $5,000

    max discount

    Instant discount
    Last verified October 12, 2026
  • OpenFederal

    Home Accessibility Tax Credit

    A non-refundable federal tax credit on up to $20,000 a year of renovations that make a home safer or more accessible for a senior or a person with a disability, worth up to $2,800 for 2026 ($2,900 for 2025).

    $2,800

    max credit

    Tax credit
    Last verified October 12, 2026
  • OpenFederal

    Canada Greener Homes Affordability Program

    Federally funded, no-cost home energy upgrades for low- and median-income homeowners and tenants. You apply through your province's or utility's partner program, not through Ottawa.

    Free

    Free upgrade
    Last verified October 12, 2026
  • UpcomingFederal

    National Heat Pump Rebate

    A new federal rebate announced on October 8, 2026 that will pay $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Applications are not open yet.

    $2,000

    max rebate

    Up to $10,000 if income-qualified

    Rebate
    Last verified October 12, 2026

Ontario programs

Run by the provincial or territorial government or its energy agency.

3 programs

  • OpenProvincial

    Home Renovation Savings Program

    Ontario's main home-retrofit rebate program. You can claim single upgrades such as a heat pump, attic insulation, solar with a battery, a smart thermostat or ENERGY STAR appliances without an energy assessment, or do an assessment and two or more upgrades for envelope rebates.

    $12,000

    max rebate

    Rebate
    Last verified October 12, 2026
  • OpenProvincial

    Peak Perks

    Get $75 for enrolling an eligible smart thermostat that controls central air or a heat pump, then $20 for each year you stay enrolled. On a few hot weekday afternoons, your cooling is adjusted slightly.

    $75

    max rebate

    Rebate
    Last verified October 12, 2026
  • OpenProvincial

    Energy Affordability Program

    Income-qualified Ontario electricity customers can get free energy upgrades. These range from free saving kits to a full home visit that can include new appliances, insulation, draft-proofing and, for electric or oil-heated homes, a cold-climate heat pump.

    Free

    Free upgrade
    Last verified October 12, 2026

Utility programs

Offered by electricity and gas utilities to their own customers.

2 programs

  • OpenUtility

    Home Winterproofing Program

    Income-qualified households heated by Enbridge natural gas can get a free home energy assessment, plus free insulation, draft-proofing and a smart thermostat where needed.

    Free

    Free upgrade
    Last verified October 12, 2026
  • Closing soonUtility

    myEnergy Rewards

    Hydro One customers in eligible postal codes can get a $100 prepaid card for enrolling a compatible smart thermostat in its demand-response program. The current offer ends November 30, 2026, or earlier if spots run out.

    $100

    max rebate

    Rebate
    Last verified October 12, 2026

Good to know in Peel Region

Who supplies energy here

  • Alectra UtilitiesElectricity (Mississauga, Brampton)
  • Hydro OneElectricity (Caledon)
  • Enbridge GasNatural gas

Utility rebates only go to that utility’s customers. Check the name on your bill.

Free coaching for everyone
If your income is above the ERA limit, CCET still offers a free call with an independent energy coach to Brampton, Mississauga and Caledon residents.
Renters can apply
Tenants can apply for Energy Retrofit Assistance with their landlord’s consent.

Rebates by upgrade in Peel Region

Totals include the region’s programs where they pay for that upgrade. Each link opens the full Ontario breakdown.

Peel Region rebate questions

Answers are generated from the programs above, so they change when the programs do.

Yes. As of October 19, 2026, the region’s Energy Retrofit Assistance offers free upgrades.

Up to $7,500 for an air-source heat pump today, through Home Renovation Savings Program, if your home and equipment qualify. If your home is heated by natural gas, Home Renovation Savings Program pays up to $2,000 instead. A ground-source (geothermal) system can reach $12,000. The National Heat Pump Rebate will add $2,000 (up to $10,000 below the median income) once it opens; it isn’t open yet.

Programs run by different levels of government usually stack, but Energy Retrofit Assistance doesn’t list specific programs it combines with. Check each program’s rules for the same upgrade before you count on both.

You live in Mississauga, Brampton or Caledon and own the home or hold the gas or electricity account. Renters need the landlord's consent. Household income is under the program limit (for example $47,090 for one person, $94,179 for four, $124,586 for seven or more). You also qualify if you received benefits such as GIS, Ontario Works, ODSP, LEAP or OESP in the past 12 months. Full rules are on the official program page.

Fill in the short online application on CCET's Energy Retrofit Assistance page, or call 1-289-998-0923. If you qualify, an energy coach arranges your free audit and plans the upgrades with you. Vetted contractors install the upgrades at no cost, followed by a check-in after installation.

Yes. Canada Greener Homes Affordability Program, Energy Affordability Program, Home Winterproofing Program and Energy Retrofit Assistance offer free or enhanced support to income-qualified households. Income limits depend on household size.

Alectra Utilities: electricity (Mississauga, Brampton); Hydro One: electricity (Caledon); Enbridge Gas: natural gas. Utility programs only apply to that utility’s own customers, so check whose name is on your bill.

Other Ontario places with their own programs

See Ontario rebates

Get up to 3 quotes from installers in Peel Region

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We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.

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Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.

  1. 1. Your project
  2. 2. Your contact details

Step 1 of 2: your project

What would you like quoted?

We use it to find installers who serve your area.

When would you like to start?
Do you own the home?
What kind of home is it?Optional
How do you heat it today?Optional
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  • Installers pay us, never you
  • Sent to up to 3 installers who serve your area. We don't sell or rent lists.