Home Renovation Savings Program
Run by Save on Energy (IESO) and Enbridge Gas, with support from the Government of Ontario · Also called HRSP
Through the Home Renovation Savings Program, homeowners and landlords in Ontario can get up to $7,500 for a cold-climate air-source heat pump (home heated by electricity, oil, propane or wood), and up to $7,700 for insulation. Check the pre-approval rules before you buy or install anything.
Up to
$7,500
for a cold-climate air-source heat pump (home heated by electricity, oil, propane or wood)
A typical 3-ton system: about $3,750 (home heated by electricity, oil, propane or wood) or $1,500 (home heated by natural gas)
- Program maximum: $12,000
Verified
You apply on homerenovationsavings.ca
No one from this program will knock on your door. Before you sign, check that your installer is on the program’s contractor list.
At a glance
| Maximum amount | $12,000 CAD (2026)Up to $7,500 for an air-source heat pump ($12,000 ground-source) in homes not heated by gas; several upgrades can be combined |
|---|---|
| Funding type | Rebate |
| Status | Open |
| Who can apply | Homeowners, Landlords |
| Energy assessment required | Not for single upgrades. Required for the assessment track (two or more upgrades). |
| Income-tested | No |
| Deadline | No end date published |
| Where | Ontario |
| Level | Provincial |
| Run by | Save on Energy (IESO) and Enbridge Gas, with support from the Government of Ontario |
| Official page | homerenovationsavings.ca |
| Last verified | |
| Verified by | Sajjad P. |
| Confidence | HighEvery figure matches the official program pages. |
Home Renovation Savings Program. RebateHub.ca, https://rebatehub.ca/rebates/on-home-renovation-savings#key-facts. Last verified October 12, 2026. Official source: https://homerenovationsavings.ca/
What you can get
Pick your path
One upgrade, no assessment
Book the work, then claim the rebate.
Biggest single rebate $7,500
- Cold-climate air-source heat pumpup to $7,500
- Ground-source heat pumpup to $12,000
- Rooftop solar PVup to $5,000
- Battery storageup to $5,000
- Attic insulationup to $1,250
- Cathedral ceiling or flat roof insulationup to $750
- Smart thermostatup to $125
- ENERGY STAR Most Efficient appliancesup to $200
Two or more upgrades, with an EnerGuide assessment
An energy advisor visits before and after the work.
Biggest single rebate $7,700
- Home energy assessmentsup to $600
- Insulationup to $7,700
- Windows and doors$100 per rough opening
- Air sealingup to $250
- Heat pump water heaterup to $500
- Multi-upgrade bonusup to $500
| Upgrade | What you get | Up to |
|---|---|---|
| Cold-climate air-source heat pump (home heated by electricity, oil, propane or wood)$1,250 per ton, up to $7,500Based on rated heating capacity at 8.3°C. Must be on NRCan's cold-climate list. A participating contractor submits the application, and installation must wait for pre-approval. | $1,250 per ton, up to $7,500 | $7,500 |
| Cold-climate air-source heat pump (home heated by Enbridge natural gas)$500 per ton, up to $2,000 | $500 per ton, up to $2,000 | $2,000 |
| Cold-climate air-source heat pump (rented equipment, any heating fuel)$500 per ton, up to $2,000Applies when the heat pump is rented instead of bought. | $500 per ton, up to $2,000 | $2,000 |
| Ground-source heat pump (home heated by electricity, oil, propane or wood)$2,000 per ton, up to $12,000Based on closed-loop heating capacity. | $2,000 per ton, up to $12,000 | $12,000 |
| Ground-source heat pump (home heated by Enbridge natural gas, or rented equipment)$3,000 flat | $3,000 flat | $3,000 |
| Rooftop solar PV$1,000 per kW, up to 50% of cost, max $5,000Load displacement only; no net metering. Written pre-approval required before buying or installing. | $1,000 per kW, up to 50% of cost, max $5,000 | $5,000 |
| Battery storage (with new solar)$300 per kWh, up to 50% of cost, max $5,000Must be installed with a new solar PV system and sized for it. | $300 per kWh, up to 50% of cost, max $5,000 | $5,000 |
| Attic insulation, no assessment (from R-12 or less to R-50)Up to $1,250Rebate is 50% of the after-tax cost, up to the cap. Participating contractor required. Install by November 30, 2026. | Up to $1,250 | $1,250 |
| Attic insulation, no assessment (from above R-12 up to R-25, to R-50)Up to $1,000Same conditions as above. | Up to $1,000 | $1,000 |
| Attic insulation, no assessment (from above R-25 up to R-35, to R-50)Up to $800Same conditions as above. | Up to $800 | $800 |
| Cathedral ceiling or flat roof insulation, no assessmentUp to $750$750 for R-25 or less brought to R-28; $650 for R-12 or less brought to R-20. 50% of after-tax cost, up to the cap. | Up to $750 | $750 |
| Smart thermostat$125Instant code at checkout, or a rebate after purchase (upload the receipt within 60 days). One per home. Buy, install and activate by December 31, 2026. | $125 | $125 |
| ENERGY STAR Most Efficient appliances$25 to $200 per applianceHeat pump dryer $200, induction cooktop or range $150, washer $75, fridge $50, freezer $50, dishwasher $25. Must replace an existing electric appliance; apply within 60 days of purchase. | $25 to $200 per appliance | $200 |
| Home energy assessments (assessment track)$600Paid once the follow-up assessment is done and at least two upgrades are complete. Only paid the first time you complete the program. | $600 | $600 |
| Insulation (assessment track: attic, walls, foundation, crawlspace, exposed floor)Up to $7,700 combinedAttic up to $1,500, exterior walls up to $3,600, foundation (basement or crawlspace walls, slab, headers) up to $2,300, exposed floor $300. Overall assessment-track cap applies. | Up to $7,700 combined | $7,700 |
| Windows and doors (assessment track)$100 per rough openingENERGY STAR certified. Minimum of three window openings, or one door, skylight or sliding door. | $100 per rough opening | Varies |
| Air sealing (assessment track)$200 to $250$250 if you beat the airtightness target by 10% or more. | $200 to $250 | $250 |
| Heat pump water heater (assessment track)$500ENERGY STAR certified model replacing a gas, electric, propane or oil water heater. | $500 | $500 |
| Multi-upgrade bonus (assessment track)$500Three or more qualifying upgrades, with a follow-up assessment dated January 5, 2026 or later. | $500 | $500 |
What a typical home gets
| Heat pump | 2 tons | 3 tons | 4 tons |
|---|---|---|---|
| Cold-climate air-source heat pumphome heated by electricity, oil, propane or wood | $2,500 | $3,750 | $5,000 |
| Cold-climate air-source heat pumphome heated by natural gas | $1,000 | $1,500 | $2,000 |
| Cold-climate air-source heat pumprented equipment, any heating fuel | $1,000 | $1,500 | $2,000 |
| Ground-source heat pumphome heated by electricity, oil, propane or wood | $4,000 | $6,000 | $8,000 |
What a typical home would pay
An electrically heated Ontario home, with every open rebate that applies to it, not just this one.
Cold-climate air-source heat pump, installed
- Typical installed cost
- $10,000–$19,000*
- Your rebates open todaytypical 3-ton system
- − $3,750
- You’d pay about
- $6,250–$15,250
- + $2,000 more if the National Heat Pump Rebate opens before you install. Not counted above.
*Typical range from RBC (checked October 17, 2026), not a quote. Program administrators decide eligibility. Your installer’s quote decides the cost.
Your heating fuel and system size change this. See your own numbers
How it works
Home Renovation Savings is run jointly by Save on Energy and Enbridge Gas, with support from the Ontario government. It started on January 28, 2025, replacing Enbridge's Home Efficiency Rebate, and has two tracks.
In the no-assessment track you claim one or more single upgrades: cold-climate air-source or ground-source heat pumps, attic insulation, rooftop solar with optional battery storage, smart thermostats and ENERGY STAR Most Efficient appliances. Heat pumps and attic insulation go through a participating contractor, and heat pumps need pre-approval before installation.
In the assessment track a registered energy advisor does a first assessment, you complete at least two recommended upgrades, and the advisor does a follow-up assessment. This track covers attic, wall, foundation, crawlspace and exposed-floor insulation, windows and doors, air sealing and heat pump water heaters, and refunds $600 of the assessment costs. Completing three or more upgrades adds a $500 bonus. Total assessment-track rebates are capped at $5,000 for homes heated by Enbridge natural gas and $10,000 for homes heated by electricity, oil, propane or wood.
Heat pump rebates depend on how the home is heated now. Homes heated by electricity, oil, propane or wood get the highest per-ton amounts. Homes heated by Enbridge natural gas, and heat pumps that are rented rather than bought, get lower amounts.
The solar and battery rebates cover rooftop systems built for load displacement only, so you cannot also sign a net-metering agreement, and a battery must be installed with new solar. You need written pre-approval before buying or installing solar or storage equipment.
Who qualifies
- You must own the home. Tenants cannot apply; landlords apply for rental units.
- Single-detached, semi-detached, row house or townhouse, or mobile home on a permanent foundation. Stacked townhomes are excluded, except that the heat pump rebate can cover an individual unit with its own heating system. Homes occupied for six months or less do not qualify.
- The home is heated mainly by natural gas with an active Enbridge Gas account, or is connected to the Ontario grid and heated by electricity, oil, propane or wood.
- Cornwall Electric customers are excluded unless the home is heated by Enbridge natural gas.
- Heat pumps must be on NRCan's qualified list, and the home cannot already have a heat pump for space heating. Windows, doors and heat pump water heaters must be ENERGY STAR certified.
How to apply
Step 1: Go to homerenovationsavings.ca and choose the with-assessment or without-assessment path.
Step 2: Heat pumps and attic insulation: confirm eligibility online and hire a participating contractor, who submits the application. Heat pumps need pre-approval before installation.
Step 3: Solar and batteries: your contractor submits a pre-installation form; get written pre-approval from the program and your local utility before buying or installing anything.
Step 4: Assessment track: book a first assessment with a listed service organization before starting work, complete two or more upgrades, then book the follow-up assessment.
Step 5: Rebates arrive by cheque (within about 60 days of approval), Interac e-Transfer (about 30 days for the assessment track), or an Enbridge bill credit for some thermostat rebates.
Get quotes from Ontario installers
Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.
Stacks with HRSP
The program says these can be combined with it for the same home. Check each one’s rules for the same upgrade before you count on both.
- Last verified October 12, 2026UpcomingFederalCanada-wide
National Heat Pump Rebate
A new federal rebate announced on October 8, 2026 that will pay $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Applications are not open yet.
$2,000
max rebate
Up to $10,000 if income-qualified
Rebate - Last verified October 12, 2026OpenMunicipalToronto
Home Energy Loan Program
Toronto homeowners can borrow up to $125,000 at a fixed low rate for energy upgrades and repay it on the property tax bill over up to 20 years. Heat pump-only and solar-only projects no longer need an EnerGuide assessment.
$125,000
max loan
Loan - Last verified October 12, 2026OpenMunicipalOttawa
Better Homes Ottawa Loan Program
Ottawa homeowners can borrow $10,000 to $125,000 at a fixed 4.33% over 20 years for energy retrofits, repaid on the property tax bill. The program also offers per-ton heat pump incentives and a limited-time $600 loan reduction for EnerGuide assessments.
$125,000
max loan
Loan - Last verified October 12, 2026WaitlistMunicipalGuelph
Guelph Greener Homes
Guelph offers 0% interest loans of up to $50,000 for home energy upgrades, but loan funding is nearly used up and new applicants go on a waitlist. Low-income households can still apply for grants of up to $15,000 toward an air-source heat pump.
$50,000
max 0% loan
Interest-free loan - Last verified October 12, 2026OpenMunicipalPeterborough
Better Homes Peterborough
Peterborough homeowners and landlords can finance energy retrofits with a City loan of $10,000 to $50,000 at 4.50% fixed over 15 years, or a Kawartha Credit Union loan, and earn performance incentives of up to $3,600 for large energy savings.
$50,000
max loan
Loan - Last verified October 12, 2026OpenMunicipalDurham Region
Durham Greener Homes Loan Program
Durham Region homeowners (outside Pickering) can borrow up to $125,000 at a fixed 2% over 15 years for energy retrofits, repaid on the property tax bill, along with free coaching and a free weather-readiness home assessment.
$125,000
max loan
Loan
Sources
Other sources we checked
- homerenovationsavings.ca/without-assessment
- homerenovationsavings.ca/without-assessment/heat-pumps
- homerenovationsavings.ca/without-assessment/attic
- homerenovationsavings.ca/without-assessment/smart-thermostat
- homerenovationsavings.ca/without-assessment/solar
- homerenovationsavings.ca/without-assessment/appliances
- homerenovationsavings.ca/with-assessment
- homerenovationsavings.ca/help-and-support
- homerenovationsavings.ca/terms-and-conditions
- homerenovationsavings.ca/-/media/home-renovation-savings/pdf/HRSP-Heat-Pump-Program-Stream-Requirements.pdf
- homerenovationsavings.ca/-/media/home-renovation-savings/pdf/HRSP-Assessment-Additional-Program-Eligibility-Requirements.pdf
- homerenovationsavings.ca/-/media/home-renovation-savings/pdf/attic-additional-program-eligibility-requirements.pdf
- homerenovationsavings.ca/-/media/home-renovation-savings/pdf/HRSP-Smart-Thermostat-Instant-Terms-and-Conditions.pdf
- homerenovationsavings.ca/-/media/home-renovation-savings/pdf/HRSP-Solar-and-Storage-Program-Stream-Requirements.pdf