Insulation rebates in Nova Scotia
In Nova Scotia, the Home Energy Assessment Program (HEA) pays for insulation: up to $1,500 for above-grade exterior wall insulation. Income-qualified households can get more, up to $2,500, through the Moderate Income Rebate.
6 current programs cover insulation in Nova Scotia, from the federal government, the province and Halifax. Book the energy assessment before any work: HEA won’t pay for upgrades done first. Checked October 19, 2026.
Insulation · Nova Scotia
As of October 19, 2026
| Program | Up to |
|---|---|
| Provincial | |
| Home Energy Assessment ProgramAbove-grade exterior wall insulation | $1,500 |
| Open today, up toProgram maximums if you qualify for each. Loans and city-only programs aren’t added. | $1,500 |
Also available in some cities
Not added to the total
Up to $2,500 if your income qualifies, through Moderate Income Rebate.
6 current programs for insulation
Insulation rebates in every province- Last verified October 12, 2026OpenFederalCanada-wide
Canada Greener Homes Affordability Program
Federally funded, no-cost home energy upgrades for low- and median-income homeowners and tenants. You apply through your province's or utility's partner program, not through Ottawa.
Free
Free upgrade - Last verified October 12, 2026OpenProvincialNova Scotia
Home Energy Assessment Program
Any Nova Scotia homeowner can book an EnerGuide home energy assessment and then claim up to $5,000 in rebates for the recommended upgrades they complete, regardless of income or heating fuel.
$5,000
max rebate
Rebate - Last verified October 19, 2026OpenProvincialNova Scotia
Moderate Income Rebate
Moderate-income homeowners who heat mainly with oil, propane or another non-electric fuel can get a free home energy assessment and up to $5,000 in extra rebates on top of the regular Home Energy Assessment rebates.
$5,000
max rebate, income-qualified
Rebate - Last verified October 12, 2026OpenProvincialNorth Preston, East Preston, Cherry Brook, Lake Loon, Sunnyville, Lincolnville, Upper Big Tracadie, Monastery, Mulgrave
African Nova Scotian Communities Retrofit Program
African Nova Scotian homeowners in Preston Township and Guysborough-area communities can get a free home energy assessment, and low- to moderate-income households can receive upgrades such as insulation, weatherproofing and a switch from oil to a heat pump, usually at no cost.
Free
Free upgrade - Last verified October 12, 2026OpenProvincialNova Scotia
HomeWarming
Lower-income Nova Scotia homeowners can get a free home energy assessment and free upgrades such as insulation, draft-proofing and heat pumps, installed by contractors that Efficiency Nova Scotia arranges.
Free
Free upgrade - Last verified October 12, 2026OpenMunicipalHalifax
HalifACT Home Energy Upgrade Program
Owners of oil-heated Halifax homes built before 2000 can finance heat pumps, insulation and electric water heaters at a fixed 4.75% over 10 years, if the upgrades cut the home's energy use by at least half.
Varies
Loan
Closed programs for insulation3 programs no longer taking applications, with what replaced them
- Last verified October 12, 2026ClosedFederalCanada-wide
Canada Greener Homes Loan
An interest-free loan of $5,000 to $40,000 for energy retrofits that closed to new applicants on October 1, 2025. Homeowners already approved can still finish their projects.
$40,000
max 0% loan
Interest-free loan - Last verified October 12, 2026ClosedFederalCanada-wide
Canada Greener Homes Grant
The federal grant of up to $5,000 for home retrofits (plus up to $600 for EnerGuide evaluations) is fully closed. New applications stopped in February 2024 and the final payment deadline passed on December 31, 2025.
$5,600
max grant
Grant - Last verified October 12, 2026ClosedMunicipalAmherst, Bridgewater, Cumberland County, East Hants, District of Lunenburg, Victoria County, District of Barrington, District of Chester, District of Digby, Inverness County, New Glasgow, District of Yarmouth
Clean Energy Financing
Clean Energy Financing, which let homeowners in 12 Nova Scotia municipalities repay energy upgrades through their property tax bill, is no longer accepting new applications.
$40,000
max loan
Loan
If you were counting on a program that closed: what replaced Canada Greener Homes Loan and what replaced CGHG.
Getting insulation right in Nova Scotia
The first tip comes from the program’s own steps. Each program’s rules come first.
- How HEA works in N.S.
- If your household may qualify on income, first apply for the Moderate Income Rebate so the assessment fee can be waived. Book an initial assessment with an Efficiency Nova Scotia delivery agent partner ($199 fee unless waived).
- Start with the attic
- Attics are usually the cheapest place to add insulation and often have the fastest payback.
- Seal before you insulate
- Air-seal the attic floor, top plates and penetrations first. Insulation slows heat; it doesn't stop air leaks.
- Keep the paperwork
- Rebates are often based on the area and R-value added. Ask for invoices that list both, and photos before and after.
Other upgrades in Nova Scotia
- Heat pumps7 current programs
- Windows & doors2 current programs
- Air sealing4 current programsopen today, up to$200
- Water heaters4 current programsopen today, up to$1,600
- Smart thermostats3 current programsopen today, up to$205
- Energy audits4 current programs
- Solar panels2 current programs
- Furnaces & boilers2 current programsopen today, up to$1,000
- Appliances1 current programopen today, up to$150
- Loans & financing3 current programs
- Free upgrades5 current programs
Get up to 3 insulation quotes in Nova Scotia
Tell us about your home. We’ll send your request to up to 3 installers who know the Nova Scotia rebate paperwork for insulation.
We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.
Request quotes
Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.