Halifax home energy rebates and loans

The HalifACT Home Energy Upgrade program, launched in April 2026, finances deep energy upgrades for oil-heated homes in the Halifax Regional Municipality. The municipality pays your installers, then places a voluntary Local Improvement Charge on the property. You repay it once a year, separately from your property tax bill, over 10 years at a fixed 4.75%. You can pay off the balance at any time without penalty, and the charge can transfer to a buyer if both parties agree.

What it pays

Financing at 4.75% over 10 years · Loan

Who qualifies

• You own a residential property in the Halifax Regional Municipality that isn't used to earn business income.
• The home was built before 2000 and is heated mainly with oil.
• Property taxes and other municipal charges are paid up, and any municipal lien is paid or on a payment plan.
• The recommended upgrades must achieve an estimated 50% or greater reduction in energy use, including the minimum heat pump and insulation specifications from your assessment.

Steps, in order

1. Register through the HHEU registration page or call a Navigator at 902-812-5028 (hfxnavigator@switchpace.org).
2. Book a home energy assessment (typically about $200) and send the report to the Navigator.
3. If a 50% reduction is achievable, get contractor quotes for the recommended upgrades and submit them.
4. Sign the participant agreement, have the work done, then complete the post-retrofit assessment.
5. The municipality pays the installers and adds the Local Improvement Charge to the property.

Energy assessment

Yes, before work starts

Run by

Halifax Regional Municipality

Solar City lends property owners the cost of a solar system; the municipality pays the contractor once the installation is certified, and the owner repays through a local improvement charge over ten years at a fixed 4.75% rate. There is no credit check, but municipal accounts must be in good standing.

What it pays

Financing at 4.75% fixed over 10 years · Loan

Who qualifies

• Property within Halifax Regional Municipality boundaries
• Property taxes and other municipal charges in good standing
• All legal owners sign the participant agreement

Steps, in order

1. Register online with the Solar City program office and receive a project ID
2. Get quotes from at least three solar contractors and tell the office which one you selected
3. Sign the participant agreement once staff review the contractor's documents
4. After installation is certified, the municipality pays the contractor and you receive a repayment schedule

Energy assessment

No

Run by

Halifax Regional Municipality