Insulation rebates in Newfoundland and Labrador
In Newfoundland and Labrador, the takeCHARGE Insulation Rebates program pays for insulation: up to $1,000 for attic insulation materials.
5 current programs cover insulation in Newfoundland and Labrador, from the federal government, the province and 3 utilities. Keep the invoice with the model numbers; you’ll need them to apply. Checked October 19, 2026.
Insulation · Newfoundland and Labrador
As of October 19, 2026
| Program | Up to |
|---|---|
| Utility | |
| takeCHARGE Insulation RebatesAttic insulation materials | $1,000 |
| Open today, up toProgram maximums if you qualify for each. Loans and city-only programs aren’t added. | $1,000 |
5 current programs for insulation
Insulation rebates in every province- Last verified October 12, 2026OpenFederalCanada-wide
Canada Greener Homes Affordability Program
Federally funded, no-cost home energy upgrades for low- and median-income homeowners and tenants. You apply through your province's or utility's partner program, not through Ottawa.
Free
Free upgrade - Last verified October 12, 2026OpenProvincialNewfoundland and Labrador
Provincial Home Repair Program (including former Home Energy Savings Program)
Low-income Newfoundland and Labrador homeowners can get a forgivable loan of up to $10,000 ($13,000 in Labrador) for repairs, including the energy-efficiency work formerly covered by the Home Energy Savings Program.
$13,000
max grant, income-qualified
Grant - Last verified October 12, 2026OpenUtilityNewfoundland and Labrador
Utility On-Bill Financing
Newfoundland Power and NL Hydro customers who own their homes can finance heat pumps, insulation and other efficiency upgrades on their power bill; NL Hydro lends up to $10,000 over 60 months for heat pumps.
$10,000
max loan
Loan - Last verified October 12, 2026OpenUtilityNewfoundland and Labrador
takeCHARGE Insulation Rebates
Electrically heated homes can get 75% of attic and basement insulation costs back, up to $1,000 per area plus up to $500 per area for professional labour, for a total of up to $3,000.
$3,000
max rebate
Rebate - Last verified October 12, 2026OpenUtilityNewfoundland and Labrador
TakeCharge Greener Homes Program
A new income-tested program that pays for home energy assessments, a mini-split heat pump, an HRV, insulation and air sealing at no cost to eligible households, including tenants through their landlords.
Free
Free upgrade
Closed programs for insulation2 programs no longer taking applications, with what replaced them
- Last verified October 12, 2026ClosedFederalCanada-wide
Canada Greener Homes Loan
An interest-free loan of $5,000 to $40,000 for energy retrofits that closed to new applicants on October 1, 2025. Homeowners already approved can still finish their projects.
$40,000
max 0% loan
Interest-free loan - Last verified October 12, 2026ClosedFederalCanada-wide
Canada Greener Homes Grant
The federal grant of up to $5,000 for home retrofits (plus up to $600 for EnerGuide evaluations) is fully closed. New applications stopped in February 2024 and the final payment deadline passed on December 31, 2025.
$5,600
max grant
Grant
If you were counting on a program that closed: what replaced Canada Greener Homes Loan and what replaced CGHG.
Getting insulation right in Newfoundland and Labrador
The first tip comes from the program’s own steps. Each program’s rules come first.
- How takeCHARGE Insulation Rebates program works in N.L.
- Install the insulation and keep detailed receipts (number of bags, brand, R-value, coverage). Apply online, or print the form and mail it to the utility that bills you for electricity.
- Start with the attic
- Attics are usually the cheapest place to add insulation and often have the fastest payback.
- Seal before you insulate
- Air-seal the attic floor, top plates and penetrations first. Insulation slows heat; it doesn't stop air leaks.
- Keep the paperwork
- Rebates are often based on the area and R-value added. Ask for invoices that list both, and photos before and after.
Other upgrades in Newfoundland and Labrador
- Heat pumps5 current programsopen today, up to$9,000
- Windows & doors2 current programs
- Air sealing5 current programsopen today, up to$750
- Smart thermostats2 current programs
- Energy audits1 current program
- Furnaces & boilers2 current programsopen today, up to$5,000
- Appliances1 current program
- Loans & financing2 current programs
- Free upgrades5 current programs
Get up to 3 insulation quotes in Newfoundland and Labrador
Tell us about your home. We’ll send your request to up to 3 installers who know the Newfoundland and Labrador rebate paperwork for insulation.
We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.
Request quotes
Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.