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Heat pumps · Oil-heated homes

Oil to heat pump rebates by province after OHPA (2026)

The program that paid most of the cost for lower-income households to leave oil is closed. Oil-heated homes still have good options, but they look different in every province.

By RebateHub rebate researcher · Checked against official program pages (how we verify)

Updated · Program data verified · 8 min read

An old oil furnace and tank in an unfinished basement, with a coil of copper line set ready for a new heat pump.
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Short answer

Oil-heated homes can still get help in most provinces, even though the federal Oil to Heat Pump Affordability (OHPA) program stopped taking new applications on July 31, 2026. Ontario pays its top heat pump rate to oil-heated homes, Newfoundland and Labrador pays up to $9,000 for a central heat pump that replaces oil (up to $22,000 if income-qualified), and the National Heat Pump Rebate has been announced but isn’t open yet.

Oil to heat pump rebates by province, October 2026

For OHPA’s own status and rules, see Oil to Heat Pump Affordability program status and eligibility. This table is what replaced it for oil-heated homes.

Here is what an oil-heated home can apply for today in each province where we have found an option. Amounts are the programs’ own figures; follow the links for the full rules.

Heat pump help for oil-heated homes, October 2026
ProvinceMain open options for oil-heated homes
OntarioHome Renovation Savings: $1,250 per ton up to $7,500 (cold-climate air-source) or $2,000 per ton up to $12,000 (ground-source). Income-qualified: Energy Affordability Program lists a free cold-climate heat pump for oil-heated homes.
Newfoundland and LabradorOil to Electric Incentive: up to $22,000 for a central heat pump if income-qualified, up to $9,000 otherwise.
Nova ScotiaHome Energy Assessment rebates, plus the Moderate Income Rebate top-up for non-electric heated homes. Lower incomes: HomeWarming (free).
New BrunswickTotal Home Energy Savings standard rebates ($1,500 for a central ducted heat pump). Incomes of $70,000 or less: Enhanced Energy Savings, which can replace oil heating at no cost where approved, but new registrations join a waiting list that NB Power says could be up to two years.
QuébecLogisVert heat pump, geothermal and thermal storage grants (up to $22,000 for a central thermal storage system with a heat pump).
British ColumbiaIncome-qualified: Energy Savings Program, up to $13,000. The non-income-tested Home Renovation Rebate doesn’t cover replacing oil.
ManitobaEfficiency Manitoba: $2,000 ducted or $1,500 ductless cold-climate heat pump replacing oil or propane.

Heat pump help for oil-heated homes, October 2026

Two notes. Ontario’s free heat pump for oil-heated homes has been supported by federal OHPA funding, so confirm it’s still offered when you apply. And New Brunswick’s Enhanced Energy Savings is fully subscribed: new registrations wait up to two years, so Total Home Energy Savings rebates are the faster route if you can’t wait. P.E.I.’s heat pump rebates and its own oil-to-heat-pump stream are currently closed.

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What happened to OHPA, and if you already applied

OHPA paid money upfront, before installation, to households with median or lower after-tax income who heat with oil. Where Ottawa delivered it alone, the grant was up to $10,000. In provinces that co-delivered it, combined support could reach up to $25,000 plus a $250 one-time payment. By February 2026 it had issued about 31,000 grants.

The federal intake closed on July 31, 2026. Some partners stopped sooner: New Brunswick closed registrations on June 30, 2026, and Nova Scotia stopped taking applications in early July when its funds ran out.

Oil to Heat Pump Affordability Program: key facts
StatusClosed
Run byNatural Resources Canada (transitioning to Environment and Climate Change Canada), with provincial/territorial co-delivery partners
How muchUp to $10,000 federal; up to $25,000 in some co-delivered provinces (closed to new applicants)
LevelFederal
Who can applyHomeowners, Income-qualified
Income-testedYes
Energy assessment requiredNo
DeadlineJuly 31, 2026
Official sitenatural-resources.canada.ca
Last verifiedOctober 12, 2026

Key facts for Oil to Heat Pump Affordability Program, from our program database.

If you already applied

Applications submitted before the deadline are still being processed. Approved participants must finish the installation, pay for it, and upload final receipts and the contractor attestation in the Canada Greener Homes portal by January 31, 2027. Questions now go to Environment and Climate Change Canada at enviroinfo@ec.gc.ca or 1-800-668-6767.

Will the National Heat Pump Rebate cover oil-heated homes?

The new National Heat Pump Rebate isn’t specific to oil, but it is aimed at households replacing their heating with an eligible electric heat pump, which describes an oil-to-heat-pump switch. It will pay up to $10,000 below the median income and $2,000 for others, and it is described as stackable with provincial programs. No launch date has been announced.

If your oil system is failing now, don’t wait out a winter for it. Read whether to install now or wait, or compare the two federal programs in National Heat Pump Rebate vs OHPA.

Costs to plan for beyond the heat pump

Switching off oil usually involves more than the heat pump itself. Ask each installer to price these separately:

  • Oil tank removal and disposal, and any required cleanup or certificate for your insurer.
  • Electrical work, sometimes a service upgrade. B.C.’s Energy Savings Program has add-on rebates for this; most programs don’t.
  • Backup heat for the coldest days, and whether it must be electric to keep the rebate.
  • Ductwork changes if you’re moving from a boiler or a small oil furnace to a ducted system.

Newfoundland and Labrador’s program also pays toward electric furnaces and boilers (up to $10,000 if income-qualified), which can be the simpler switch for some houses.

How to apply and what documents you need

Every program asks for slightly different paperwork, but you’ll save time by gathering these first:

  • Proof of ownership, usually a property tax bill or assessment notice.
  • Proof of oil use: Newfoundland and Labrador asks for at least 500 litres over 12 consecutive months in the last two years.
  • For income-tested programs, a recent CRA notice of assessment for every adult in the household.
  • Written quotes that name the heat pump model and the installer’s program registration.

Then follow the program’s order. Nova Scotia’s Moderate Income Rebate needs written approval before you start, and assessment-based programs only pay for work done after the first visit.

Combining programs

In Nova Scotia, the Moderate Income Rebate is designed to stack on the Home Energy Assessment rebates. In Ontario, Home Renovation Savings combines with city loans such as Toronto’s HELP. In B.C., you can’t claim the Energy Savings Program and the Home Renovation Rebate for the same upgrade. Our stacking guide has the full rules.

Income-qualified programs that can include a heat pumpLive from our database · verified October 12, 2026
  • OpenProvincialOntario

    Energy Affordability Program

    Income-qualified Ontario electricity customers can get free energy upgrades. These range from free saving kits to a full home visit that can include new appliances, insulation, draft-proofing and, for electric or oil-heated homes, a cold-climate heat pump.

    Free upgrades (no cost to eligible households)

    Free upgrade
    Last verified October 12, 2026
  • WaitlistUtilityNew Brunswick

    Enhanced Energy Savings Program

    New Brunswick homeowners with household income of $70,000 or less can get insulation, ventilation and, where suitable, a heat pump at no cost, but new registrations are on a waiting list that NB Power says could be up to two years.

    Free upgrades

    Free upgrade
    Last verified October 12, 2026
  • OpenProvincialNova Scotia

    HomeWarming

    Lower-income Nova Scotia homeowners can get a free home energy assessment and free upgrades such as insulation, draft-proofing and heat pumps, installed by contractors that Efficiency Nova Scotia arranges.

    Free upgrades (no cost to eligible homeowners)

    Free upgrade
    Last verified October 12, 2026
  • OpenUtilityNewfoundland and Labrador

    TakeCharge Greener Homes Program

    A new income-tested program that pays for home energy assessments, a mini-split heat pump, an HRV, insulation and air sealing at no cost to eligible households, including tenants through their landlords.

    Free upgrades (up to 100% of approved costs)

    Free upgrade
    Last verified October 12, 2026
  • OpenUtilityBritish Columbia

    Energy Conservation Assistance Program

    Free home energy evaluation and no-cost installation of upgrades such as heat pumps, insulation and draft-proofing for income-qualified B.C. households.

    Free upgrades (no cost to eligible households)

    Free upgrade
    Last verified October 12, 2026
  • OpenProvincialManitoba

    Efficiency Manitoba Energy Efficiency Assistance Program

    Free insulation, free heat pumps for electrically heated homes, low-cost furnace upgrades and other help for income-qualified Manitoba homeowners and renters.

    Free upgrades for eligible households, plus a $5,000 boiler rebate and $300 per window or door

    Free upgrade
    Last verified October 12, 2026

Frequently asked questions

No. The federal intake closed on July 31, 2026, and some provinces closed earlier. Approved applicants have until January 31, 2027 to submit their final paperwork.

There's no direct replacement yet. The National Heat Pump Rebate, announced in October 2026 but not yet open, will pay up to $10,000 for households below the median income. Until then, provincial programs are the main source of help.

Often. Ontario's Home Renovation Savings pays its highest rate to homes heated by electricity, oil, propane or wood, and Newfoundland and Labrador runs a program specifically for switching from oil.

No. Québec has banned installing new oil heating appliances since December 31, 2023, and oil systems can't be replaced with other fossil-fuel appliances.

Sources

Last updated . Amounts and rules come from the official program pages below. If something has changed, please tell us.

  1. 1Oil to Heat Pump Affordability Program · Natural Resources Canadanatural-resources.canada.ca
  2. 2Home Renovation Savings Program · Save on Energyhomerenovationsavings.ca
  3. 3Energy Affordability Program · Save on Energysaveonenergy.ca
  4. 4Oil to Electric Incentive Program · takeCHARGEtakechargenl.ca
  5. 5Moderate Income Rebate · Efficiency Nova Scotiaefficiencyns.ca
  6. 6Enhanced Energy Savings Program · NB Powersaveenergynb.ca
  7. 7Chauffez vert – Oil and Propane Heating Replacement · Government of Québecquebec.ca
  8. 8CleanBC Energy Savings Program (ground-oriented homes) · Province of B.C.betterhomesbc.ca