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A dual-fuel system costs $9,000 to $18,000 (RenoQuotes, Sept 2026, installer estimate) vs $6,000 to $14,000 (RenoQuotes, Sept 2026, installer estimate) for a cold-climate heat pump alone. Some programs pay for dual fuel, such as Énergir's dual-energy subsidy in Québec (Up to $7,300), but most pay more for all-electric.
Key facts
| Dual fuel (heat pump + furnace) | All-electric heat pump | |
|---|---|---|
| Typical installed cost | $9,000 to $18,000 (RenoQuotes, Sept 2026, installer estimate) | $6,000 to $14,000 (RenoQuotes, Sept 2026, installer estimate) |
| Backup heat | Gas or propane furnace | Electric backup or none |
| Énergir (Québec) | Up to $7,300 | Not this program |
| B.C. Energy Savings Program | Tank propane: $12,000 / $5,000 / $3,000 · Pacific Northern Gas: $8,500 / $1,500 / $1,500 | Level 1: up to $13,000 · Level 2: up to $7,000 · Level 3: up to $3,500 |
| NB Power Total Home | $1,000 | $1,500 |
| Main downside | Two systems, two bills to maintain | Needs a cold-climate model and enough electrical capacity |
Dual fuel vs all-electric heat pumps, from named cost sources and our program database
Program data last verified
RebateHub, “Dual fuel heat pump vs all electric: which gets the rebate?”, https://rebatehub.ca/compare/hybrid-heat-pump-vs-all-electric#key-facts (last verified October 19, 2026).
Add up your heat pump rebates
Set “How do you heat now?” to gas. The receipt shows the rate that applies to gas-heated homes.
Your rebate stack
Ontario · Heat pumps
1 program
Could add up to
Depends on how you heat
$2,000–$7,500
+ $2,000 when the National Heat Pump Rebate opens
Verified against official sources ·
How it adds up
- National Heat Pump Rebate+ $2,000
Cold-climate air-source heat pump (other eligible homeowners) · Rebate · Not open yet · not in the total
- Home Renovation Savings Programup to $7,500
Cold-climate air-source heat pump (home heated by electricity, oil, propane or wood) · Rebate
Free upgrade · Toronto only
City loans in 7 Ontario cities, from about $53/month per $10,000 · not counted
Program maximums for an air-source heat pump. Ground-source systems can get more. Your amount depends on your home and the equipment. City-only programs aren’t counted in the total.
3 income-qualified programs hidden.
What each costs
| System | Typical installed cost | Source |
|---|---|---|
| Dual-fuel system (heat pump plus furnace) | $9,000 to $18,000 | RenoQuotes, Sept 2026 (installer estimate) |
| Cold-climate heat pump | $6,000 to $14,000 | RenoQuotes, Sept 2026 (installer estimate) |
| Cold-climate air-source heat pump, whole home | $10,000 to $19,000 | RBC (citing CBC), May 2024 |
Dual fuel and all-electric installed costs
Typical ranges before rebates and tax, not quotes. Your price depends on the home, the ductwork and the equipment. Ask for at least two written quotes.
Which programs pay for dual fuel
- Énergir dual-energy: Up to $7,300 for a heat pump added to a gas forced-air system, if you move to Hydro-Québec's dual-energy rate for at least 10 years.
- CleanBC Energy Savings Program (income-qualified): Tank propane: $12,000 / $5,000 / $3,000 · Pacific Northern Gas: $8,500 / $1,500 / $1,500.
- NB Power Total Home: $1,000 for a furnace heat pump add-on.
- Home Renovation Savings pays gas-heated Ontario homes $500 per ton, up to $2,000. Its hybrid-only pilot, the Clean Home Heating Initiative, is closed.
Running costs
Running costs
Over its life, a heat pump with electric backup costs about 13% less on average than a gas furnace plus AC in the cities studied (Canadian Climate Institute). Read the report
Averages from the study, not a promise for your home.
Honest downsides
Dual fuel keeps a gas connection, so you keep paying its fixed monthly charges, and you maintain two systems. All-electric may need a panel upgrade, and the heat pump must handle your coldest days. See cold climate vs standard.
Frequently asked questions
Sources
Last updated . Amounts and rules come from the official program pages below. If something has changed, please tell us.
- 1Énergir Dual-Energy Grants (heat pump added to a natural gas system) · Énergir, with Hydro-Québec and the Government of Québecenergir.com
- 2CleanBC Energy Savings Program (ground-oriented homes) · Province of B.C.betterhomesbc.ca
- 3Total Home Energy Savings Program · NB Powersaveenergynb.ca
- 4Home Renovation Savings Program · Save on Energyhomerenovationsavings.ca
- 5Clean Home Heating Initiative · Enbridge Gas and the Government of Ontariohomerenovationsavings.ca
- 6Canadian Climate Institute, Heat pumps in Canadaclimateinstitute.ca