Home energy loans in Alberta
No rebate pays for home energy upgrades in right now, but 3 programs offer financing: up to $50,000 through the City of Edmonton Residential Clean Energy Improvement Program and others. Loans are repaid, so we never add them to a rebate total.
4 current programs cover home energy upgrades in Alberta (3 open, 1 announced), from the federal government and 3 city and regional programs. Keep the invoice with the model numbers; you’ll need them to apply. Checked October 19, 2026.
Loans & financing · Alberta
As of October 19, 2026
| Program | Up to |
|---|---|
| No rebates or grants that every household can claim are listed for this yet. | |
| Open today, up toProgram maximums if you qualify for each. Loans and city-only programs aren’t added. | $0 |
Financing
Repayable, never added to the total
- CEIP (Airdrie, Banff)Varies
- Edmonton CEIP (Edmonton)Varies
- Calgary CEIP (Calgary)Varies
4 current programs for loans & financing
Home energy loans in every province- Last verified October 12, 2026OpenFederalCanada-wide
CMHC Eco Plus
A 25% refund of your CMHC mortgage insurance premium when you buy a newly built, energy-efficient home with a CMHC-insured mortgage.
Varies
Rebate - Last verified October 12, 2026OpenMunicipalAirdrie, Banff, Beaumont, Calgary, Canmore, Cold Lake, Devon, Drayton Valley, Edmonton, Grande Prairie, Jasper, Lac La Biche County, Leduc, Lethbridge, Medicine Hat, Okotoks, Pincher Creek, Rocky Mountain House, Spruce Grove, St. Albert, Stettler, Stirling, Strathcona County, Sturgeon County, Taber, Westlock, Wetaskiwin
Clean Energy Improvement Program (Alberta)
Property-tax-based financing that can cover up to the full cost of energy efficiency and renewable energy upgrades in participating Alberta municipalities.
Varies
Loan - Last verified October 12, 2026WaitlistMunicipalEdmonton
City of Edmonton Residential Clean Energy Improvement Program
Edmonton's property-tax financing for home energy upgrades, from $3,000 up to $50,000 at a fixed 6% rate; new pre-qualifications are being waitlisted.
$50,000
max loan
Loan - Last verified October 12, 2026UpcomingMunicipalCalgary
City of Calgary Residential Clean Energy Improvement Program
Calgary's property-tax financing for home energy upgrades of up to $50,000; residential intake is closed until winter 2026/2027.
$50,000
max loan
Loan
Closed programs for loans & financing5 programs no longer taking applications, with what replaced them
- Last verified October 12, 2026ClosedFederalCanada-wide
Canada Greener Homes Loan
An interest-free loan of $5,000 to $40,000 for energy retrofits that closed to new applicants on October 1, 2025. Homeowners already approved can still finish their projects.
$40,000
max 0% loan
Interest-free loan - Last verified October 12, 2026ClosedFederalCanada-wide
Canada Secondary Suite Loan Program
A proposed low-interest federal loan of up to $80,000 for adding a secondary suite. It never opened to applicants, and Budget 2025 confirmed it will not be implemented.
Varies
Loan - Last verified October 12, 2026ClosedMunicipalLethbridge
City of Lethbridge Clean Energy Improvement Program
Lethbridge’s property-tax financing covers up to 100% of home energy upgrades at a fixed 2.83% over up to 25 years, with a $1,350 rebate on completed projects. The program is at capacity and isn’t taking new pre-qualifications.
Varies
Loan - Last verified October 12, 2026ClosedMunicipalSt. Albert
City of St. Albert Clean Energy Improvement Program
St. Albert’s property-tax financing covers up to 100% of home energy upgrades at a low rate, with a $1,400 incentive on completed projects. Pre-qualification closed on October 1, 2026 because the program is at capacity.
Varies
Loan - Last verified October 12, 2026ClosedMunicipalStrathcona County
Strathcona County Clean Energy Improvement Program
Strathcona County’s property-tax financing covers up to 100% of home energy upgrades at 2% over up to 20 years, with a 5% incentive on completed projects. The program is at capacity and closed to new pre-qualifications.
Varies
Loan
If you were counting on a program that closed: what replaced Canada Greener Homes Loan.
Using rebate financing well in Alberta
Each program’s own rules come first.
- Loans don't reduce your cost
- Loans spread the cost out; rebates and grants reduce it. Count them separately when you compare offers.
- Read the repayment terms
- Municipal programs often attach repayment to your property tax bill. Check what happens if you sell the home.
- Line up the rebates first
- Many loans cover your costs before rebates arrive. Make sure the rebate applications are in order so the loan isn't larger than you need.
Other upgrades in Alberta
- Heat pumps6 current programs
- Insulation6 current programs
- Windows & doors6 current programs
- Air sealing5 current programs
- Water heaters6 current programs
- Smart thermostats3 current programs
- Energy audits4 current programs
- Solar panels5 current programs
- Furnaces & boilers4 current programs
- Appliances2 current programs
- Free upgrades3 current programs
Get up to 3 quotes in Alberta
Tell us about your home. We’ll send your request to up to 3 installers who know the Alberta rebate paperwork for home energy upgrades.
We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.
Request quotes
Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.