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Calgary home energy rebates and loans

Income-qualified households in Calgary can get free upgrades through the Calgary Home Upgrades Program (waitlist only). The federal National Heat Pump Rebate will add $2,000, or up to $10,000 below the median income, once it opens.

Calgary’s winters are cold and dry, broken up by chinook winds that can swing temperatures quickly. Nearly every home heats with a natural gas furnace, and many inner-city neighbourhoods are lined with bungalows from the 1950s and 60s.

Programs last verified

A 1950s Calgary bungalow with stucco walls and a picture window under a chinook arch sky, a heat pump beside the house.

Calgary at a glance

Calgary’s own programs
2 current
Air-source heat pump, open today
None listed
Heat pump financing
Up to $50,000
Current programs that apply here
7 local, Alta. and federal

Calgary’s own programs

Only for homes inside Calgary.

  • WaitlistMunicipal

    Calgary Home Upgrades Program

    Free home energy upgrades, such as insulation and efficient furnaces, for income-qualified Calgary homeowners and renters; the upgrades stream is taking waitlist applications.

    Free

    Free upgrade
    Last verified October 12, 2026
  • UpcomingMunicipal

    City of Calgary Residential Clean Energy Improvement Program

    Calgary's property-tax financing for home energy upgrades of up to $50,000; residential intake is closed until winter 2026/2027.

    $50,000

    max loan

    Loan
    Last verified October 12, 2026

How Calgary Home Upgrades Program works

Waitlist

The City of Calgary funds free upgrades for income-qualified households to cut gas, electricity and water use. After a home assessment, eligible homes can receive measures such as insulation, efficient furnaces, high-efficiency toilets and LED lighting at no cost.

What it pays
Free upgrades · Free upgrade
  • Home Upgrades (insulation, furnace, toilets, lighting and more)Free
  • RetroKit (DIY efficiency kit)Free
  • Empower Me workshopsFree
Who qualifies
  • Calgary resident; homeowner or renter
  • Household income (all members 18+) at or below: 1 person $52,884; 2 $65,836; 3 $80,938; 4 $98,269; 5 $111,456; 6 $125,703; 7+ $139,951
  • Home Upgrades stream: detached house, duplex or townhome built before 1998
  • Applicant's name on the utility bill
Steps, in order
  1. Apply online through homeupgradesprogram.ca/calgary
  2. Join the waitlist for the Home Upgrades stream, or request a RetroKit
  3. When selected, book the free home assessment; upgrades are installed at no cost
Energy assessment
Yes, before work starts
Run by
City of Calgary, delivered by Kambo Energy Group
Official Calgary Home Upgrades Program page(opens in a new tab)Full details and sourcesVerified

How Calgary CEIP works

Upcoming

Calgary's residential CEIP lets homeowners finance up to 100% of eligible energy efficiency and renewable energy upgrades, to a maximum of $50,000, and repay over up to 20 years on their property tax bill. Early repayment is allowed without penalty.

What it pays
Up to $50,000 · Loan
Who qualifies
  • Owner listed on the Certificate of Title of a low-rise residential property in Calgary (detached or semi-detached house, row house, townhome, or qualifying residential part of a mixed-use or multi-unit building); new builds do not qualify
  • No property tax arrears or foreclosure, and other financial requirements on the City's page
  • Upgrades from the CEIP eligible list, installed by a CEIP-qualified contractor; no DIY work
  • Application approved before any work starts
Steps, in order
  1. Sign up for City of Calgary CEIP email updates to hear when intake reopens
  2. When open, submit the pre-qualification form through Alberta Municipalities at ceip.abmunis.ca
  3. Get an EnerGuide evaluation, choose a qualified contractor and submit the project application
  4. Sign the agreements, complete the work and a post-project EnerGuide evaluation, then repay through property taxes starting the following June 30
Energy assessment
Yes, before work starts
Run by
City of Calgary (administered by Alberta Municipalities)
Official Calgary CEIP page(opens in a new tab)Full details and sourcesVerified

What an air-source heat pump can get in Calgary

Every rebate you could combine for an air-source heat pump in Calgary, with the city’s programs counted, if you qualify for each. Each program has its own rules about equipment, contractors and pre-approval, so treat this as the most you could get, not a quote.

Heat pump rebates in Alberta

Heat pump · Calgary

As of October 19, 2026

Heat pump rebates available in Calgary, stacked
ProgramUp to
No rebates or grants that every household can claim are listed for this yet.
Open today, up toProgram maximums for an air-source heat pump if you qualify for each. Loans are listed separately and never added.$0
When the National Heat Pump Rebate opens (not open yet)+ $2,000

Financing

Repayable, never added to the total

Alberta and federal programs that also apply

These cover homes across Alberta or Canada, so they stack on top of the city’s own programs.

Federal programs

Run by the Government of Canada. These apply everywhere.

5 programs

  • OpenFederal

    Multigenerational Home Renovation Tax Credit

    A refundable federal tax credit worth up to $7,000 for 2026 ($7,250 for 2025) for building a self-contained secondary unit so a senior or an adult with a disability can live with a relative.

    $7,000

    max credit

    Tax credit
    Last verified October 12, 2026
  • OpenFederal

    Electric Vehicle Affordability Program

    A point-of-sale discount of up to $5,000 on a new battery-electric or fuel-cell vehicle (up to $2,500 for plug-in hybrids), applied by the dealer. Amounts drop starting in 2027.

    $5,000

    max discount

    Instant discount
    Last verified October 12, 2026
  • OpenFederal

    Home Accessibility Tax Credit

    A non-refundable federal tax credit on up to $20,000 a year of renovations that make a home safer or more accessible for a senior or a person with a disability, worth up to $2,800 for 2026 ($2,900 for 2025).

    $2,800

    max credit

    Tax credit
    Last verified October 12, 2026
  • OpenFederal

    Canada Greener Homes Affordability Program

    Federally funded, no-cost home energy upgrades for low- and median-income homeowners and tenants. You apply through your province's or utility's partner program, not through Ottawa.

    Free

    Free upgrade
    Last verified October 12, 2026
  • UpcomingFederal

    National Heat Pump Rebate

    A new federal rebate announced on October 8, 2026 that will pay $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Applications are not open yet.

    $2,000

    max rebate

    Up to $10,000 if income-qualified

    Rebate
    Last verified October 12, 2026

Good to know in Calgary

Who supplies energy here

  • ENMAX PowerElectricity distribution
  • ATCO GasNatural gas distribution

Utility rebates only go to that utility’s customers. Check the name on your bill.

CEIP opens in intakes
Calgary’s CEIP takes residential applications in windows that close when funding runs out. Sign up for the City’s email updates so you hear when the next intake opens.
Finish by November 15
CEIP upgrades completed by November 15 are added to the next year’s property tax bill, with repayments starting June 30.
Free upgrades if you qualify
Income-qualified homeowners and renters can join the waitlist for the City-funded Home Upgrades Program, which installs insulation and efficient equipment at no cost.

Rebates by upgrade in Calgary

Totals include the city’s programs where they pay for that upgrade. Each link opens the full Alberta breakdown.

Calgary rebate questions

Answers are generated from the programs above, so they change when the programs do.

Yes. As of October 19, 2026, the city’s Calgary Home Upgrades Program offers free upgrades (waitlist only); Calgary CEIP offers low-interest financing of up to $50,000 (not taking applications yet).

No air-source heat pump rebate open to every homeowner is listed for Calgary right now. The National Heat Pump Rebate will add $2,000 (up to $10,000 below the median income) once it opens; it isn’t open yet. Financing is separate and never counted: Calgary CEIP (up to $50,000).

Programs run by different levels of government usually stack, but Calgary Home Upgrades Program doesn’t list specific programs it combines with. Check each program’s rules for the same upgrade before you count on both.

Calgary resident; homeowner or renter. Household income (all members 18+) at or below: 1 person $52,884; 2 $65,836; 3 $80,938; 4 $98,269; 5 $111,456; 6 $125,703; 7+ $139,951. Home Upgrades stream: detached house, duplex or townhome built before 1998. Full rules are on the official program page.

Apply online through homeupgradesprogram.ca/calgary. Join the waitlist for the Home Upgrades stream, or request a RetroKit. When selected, book the free home assessment; upgrades are installed at no cost.

Yes. Canada Greener Homes Affordability Program and Calgary Home Upgrades Program offer free or enhanced support to income-qualified households. Income limits depend on household size.

ENMAX Power: electricity distribution; ATCO Gas: natural gas distribution. Utility programs only apply to that utility’s own customers, so check whose name is on your bill.

Other Alberta places with their own programs

See Alberta rebates

Get up to 3 quotes from installers in Calgary

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Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.

  1. 1. Your project
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Step 1 of 2: your project

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What kind of home is it?Optional
How do you heat it today?Optional
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