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Use ducted if your home already has ducts, and ductless if it doesn't. Rebates often favour ducted, whole-home systems: Efficiency Manitoba pays $2,000 for ducted vs $1,500 for ductless.
Key facts
| Ductless (mini-split) | Ducted (central) | |
|---|---|---|
| Typical installed cost (Québec) | $2,000 to $9,000 (Soumission Rénovation, March 2026, installer estimate) | $8,000 to $15,000 (Soumission Rénovation, March 2026, installer estimate) |
| Best for | Homes without ducts: baseboards, boilers, additions | Homes with a furnace and ducts |
| Efficiency Manitoba | $1,500 | $2,000 |
| NB Power Total Home | $400 | $1,500 |
| Efficiency Nova Scotia (assessment) | $300 per ton | $500 per ton |
| Main downside | Each head serves one area | Needs good ductwork; costs more |
Ductless vs ducted heat pumps, from named cost sources and our program database
Program data last verified
RebateHub, “Ductless vs ducted heat pump: cost and rebates in Canada”, https://rebatehub.ca/compare/ductless-vs-central-heat-pump#key-facts (last verified October 12, 2026).
Add up your heat pump rebates
Pick your province. The receipt shows the rate for a typical air-source heat pump and every program that stacks.
Your rebate stack
Manitoba · Heat pumps
1 program
Could add up to
if you qualify for each program
$2,000
+ $2,000 when the National Heat Pump Rebate opens
Typical rebate: −$2,000
Typical install $10k–$19k → you’d pay about $8,000–$17,000 after rebates*
*Typical range from RBC (checked October 17, 2026), not a quote. Program administrators decide eligibility. Your installer’s quote decides the cost.
Verified against official sources ·
How it adds up
- National Heat Pump Rebate+ $2,000
Cold-climate air-source heat pump (other eligible homeowners) · Rebate · Not open yet · not in the total
Centrally ducted cold climate air source heat pump · Rebate
Rebate
Plus 2 loan programs, up to $10,000 · not counted
Program maximums for an air-source heat pump. Ground-source systems can get more. Your amount depends on your home and the equipment.
2 income-qualified programs hidden.
What each costs
| System | Typical installed cost | Source |
|---|---|---|
| Wall-mounted heat pump, one head, Québec | $2,000 to $9,000 | Soumission Rénovation, March 2026 (installer estimate) |
| Multi-zone wall-mounted heat pump, Québec | $4,500 to $15,000 | Soumission Rénovation, March 2026 (installer estimate) |
| Central (ducted) heat pump, Québec | $8,000 to $15,000 | Soumission Rénovation, March 2026 (installer estimate) |
| Cold-climate air-source heat pump, whole home | $10,000 to $19,000 | RBC (citing CBC), May 2024 |
Ductless and ducted heat pump installed costs
Typical ranges before rebates and tax, not quotes. Your price depends on the home, the ductwork and the equipment. Ask for at least two written quotes.
Québec figures are the only sourced split by type; the Canada-wide row is for a ducted cold-climate system.
How rebates differ by type
| Program | Ductless | Ducted |
|---|---|---|
| Efficiency Manitoba Cold Climate Air Source Heat Pump Rebate | $1,500 | $2,000 |
| Total Home Energy Savings Program | $400 | $1,500 |
| Home Energy Assessment Program | $300 per ton | $500 per ton |
| Home Renovation Rebate Program | $1,500 | $4,000 |
Heat pump rebates by system type
Some programs pay by capacity instead of type, so a larger ductless system can get as much as a ducted one: Home Renovation Savings pays per ton and LogisVert pays per 1,000 BTU/h. See heat pump capacity at -8 °C.
Which one should you choose?
- Ducted if you have a furnace with ducts in good shape: one outdoor unit heats and cools the whole house.
- Ductless if you heat with baseboards or a boiler, or want to heat one floor first. See heat pump vs baseboards.
Frequently asked questions
Sources
Last updated . Amounts and rules come from the official program pages below. If something has changed, please tell us.
- 1Efficiency Manitoba Cold Climate Air Source Heat Pump Rebate · Efficiency Manitobaefficiencymb.ca
- 2Total Home Energy Savings Program · NB Powersaveenergynb.ca
- 3Home Energy Assessment Program · Efficiency Nova Scotiaefficiencyns.ca
- 4Home Renovation Rebate Program · BC Hydro and FortisBC, with funding from the Province of B.C.bchydro.com
- 5Home Renovation Savings Program · Save on Energyhomerenovationsavings.ca
- 6LogisVert Efficient Homes Program · Hydro-Québechydroquebec.com