Saint John home energy rebates and loans
For an air-source heat pump, the Total Home Energy Savings Program pays up to $1,500. The federal National Heat Pump Rebate will add $2,000, or up to $10,000 below the median income, once it opens.
Saint John is one of Canada’s oldest cities, and its housing shows it: more than a third of homes were built before 1961, many of them wood-frame houses and flats on the hills around the harbour. Electricity is the most common heating source, and in the city it comes from Saint John Energy rather than NB Power.
Programs last verified
Saint John at a glance
- Saint John’s own programs
- 0 current
- Air-source heat pump, open today
- $1,500
- Heat pump financing
- Up to $10,000
- Current programs that apply here
- 11 local, N.B. and federal
Saint John’s own programs
Only for homes inside Saint John.
- Last verified October 17, 2026OpenUtility
Zero30 Heat Pump Rental Program
Saint John Energy rents ductless mini-split heat pumps with no upfront cost, from $55.36 a month for Saint John Energy customers, including installation, inspections, repairs and replacement. Customers with a good payment history can instead finance a heat pump of their choice, up to $10,000 over seven years.
$10,000
max loan
Loan
What an air-source heat pump can get in Saint John
Every rebate you could combine for an air-source heat pump in Saint John, with the city’s programs counted, if you qualify for each. Each program has its own rules about equipment, contractors and pre-approval, so treat this as the most you could get, not a quote.
Heat pump rebates in New BrunswickHeat pump · Saint John
As of October 19, 2026
| Program | Up to |
|---|---|
| Utility | |
| Total Home Energy Savings ProgramCentral ducted air-source heat pump | $1,500 |
| Open today, up toProgram maximums for an air-source heat pump if you qualify for each. Loans are listed separately and never added. | $1,500 |
| When the National Heat Pump Rebate opens (not open yet) | + $2,000 |
| Ground-source (geothermal) heat pump instead (open programs) | up to $2,000 |
New Brunswick and federal programs that also apply
These cover homes across New Brunswick or Canada, so they stack on top of the city’s own programs.
Federal programs
Run by the Government of Canada. These apply everywhere.
5 programs
- Last verified October 12, 2026OpenFederal
Multigenerational Home Renovation Tax Credit
A refundable federal tax credit worth up to $7,000 for 2026 ($7,250 for 2025) for building a self-contained secondary unit so a senior or an adult with a disability can live with a relative.
$7,000
max credit
Tax credit - Last verified October 12, 2026OpenFederal
Electric Vehicle Affordability Program
A point-of-sale discount of up to $5,000 on a new battery-electric or fuel-cell vehicle (up to $2,500 for plug-in hybrids), applied by the dealer. Amounts drop starting in 2027.
$5,000
max discount
Instant discount - Last verified October 12, 2026OpenFederal
Home Accessibility Tax Credit
A non-refundable federal tax credit on up to $20,000 a year of renovations that make a home safer or more accessible for a senior or a person with a disability, worth up to $2,800 for 2026 ($2,900 for 2025).
$2,800
max credit
Tax credit - Last verified October 12, 2026OpenFederal
Canada Greener Homes Affordability Program
Federally funded, no-cost home energy upgrades for low- and median-income homeowners and tenants. You apply through your province's or utility's partner program, not through Ottawa.
Free
Free upgrade - Last verified October 12, 2026UpcomingFederal
National Heat Pump Rebate
A new federal rebate announced on October 8, 2026 that will pay $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Applications are not open yet.
$2,000
max rebate
Up to $10,000 if income-qualified
Rebate
Utility programs
Offered by electricity and gas utilities to their own customers.
5 programs
- Last verified October 12, 2026OpenUtility
Rental Owners Rebate Program
Owners of year-round residential rental properties in New Brunswick can receive up to $500,000 per project site, and up to $2 million per owner each fiscal year, toward pre-approved energy-efficient upgrades.
$500,000
max rebate per project
Rebate - Last verified October 12, 2026OpenUtility
In-Store Rebates
Instant discounts at participating New Brunswick stores on smart thermostats for electric heat and on ENERGY STAR appliances, available until March 31, 2027.
$150
max discount per item
Instant discount - Last verified October 12, 2026OpenUtility
Energy Savings Kits
Any New Brunswick renter can request a free kit of easy-to-install energy-saving products such as LED bulbs, a smart power bar, a water-efficient showerhead and draft-sealing supplies.
Free
Free upgrade - Last verified October 12, 2026OpenUtility
Total Home Energy Savings Program
New Brunswick homeowners pay $99 plus HST for before-and-after energy evaluations, then receive rebates for recommended upgrades such as heat pumps, insulation, air sealing, windows and heat pump water heaters.
Varies
Rebate - Last verified October 12, 2026WaitlistUtility
Enhanced Energy Savings Program
New Brunswick homeowners with household income of $70,000 or less can get insulation, ventilation and, where suitable, a heat pump at no cost, but new registrations are on a waiting list that NB Power says could be up to two years.
Free
Free upgrade
Good to know in Saint John
Who supplies energy here
- Saint John EnergyElectricity
- LibertyNatural gas (some areas)
Utility rebates only go to that utility’s customers. Check the name on your bill.
- Keep your backup heat
- A rented Zero30 heat pump can’t be your only heat source. Keep your baseboards or furnace working and set them a degree or two below the heat pump.
- Stack the provincial rebate
- Saint John Energy says its rental heat pump models qualify for rebates through NB Power’s Total Home Energy Savings Program. Check that program’s rules before you sign.
- Mind the 36-month minimum
- Ending a heat pump rental early means paying the rest of the first 36 months plus a removal fee, so rent only if you plan to stay.
Rebates by upgrade in Saint John
Totals include the city’s programs where they pay for that upgrade. Each link opens the full New Brunswick breakdown.
- Heat pumps6 current programsopen today, up to$1,500
- Insulation4 current programs
- Windows & doors3 current programs
- Air sealing4 current programsopen today, up to$550
- Water heaters2 current programsopen today, up to$550
- Smart thermostats2 current programsopen today, up to$45
- Energy audits2 current programs
- Furnaces & boilers2 current programsopen today, up to$1,000
- Appliances1 current programopen today, up to$150
Saint John rebate questions
Answers are generated from the programs above, so they change when the programs do.
Get up to 3 quotes from installers in Saint John
Tell us what you’re planning. We’ll send your request to up to 3 installers who work in Saint John and know the New Brunswick rebate paperwork.
We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.
Request quotes
Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.
- 1. Your project
- 2. Your contact details
- Installers checked against your program’s contractor list, where it has one
- Installers pay us, never you
- Sent to up to 3 installers who serve your area. We don't sell or rent lists.