BetterHomesTO Furnace Upgrade Program
Run by City of Toronto, with Toronto Hydro · Also called Furnace Upgrade Program
The BetterHomesTO Furnace Upgrade Program provides free energy assessments and heat pumps for homeowners and renters in Toronto, Ontario.
Cost to you
$0
Verified
You apply on toronto.ca
At a glance
| Maximum amount | Free energy coaching |
|---|---|
| Funding type | Free upgrade |
| Status | Open |
| Who can apply | Homeowners, Renters |
| Energy assessment required | No |
| Income-tested | No |
| Deadline | No end date published |
| Where | Toronto, Ontario |
| Level | Municipal |
| Run by | City of Toronto, with Toronto Hydro |
| Official page | toronto.ca/services-payments/water-environment/environmental-grants-incentives/and-rebates-to-green-your-home/furnace-upgrade-program |
| Last verified | |
| Verified by | Sajjad P. |
| Confidence | MediumOfficial pages are incomplete or inconsistent on some details. |
BetterHomesTO Furnace Upgrade Program. RebateHub.ca, https://rebatehub.ca/rebates/on-toronto-furnace-upgrade-program#key-facts. Last verified October 17, 2026. Official source: https://www.toronto.ca/services-payments/water-environment/environmental-grants-incentives/and-rebates-to-green-your-home/furnace-upgrade-program/
What you can get
| Upgrade | What you get | Up to |
|---|---|---|
| Heat pump and furnace replacement energy coachingFreeDelivered virtually by Toronto Hydro energy coaches. | Free | Varies |
How it works
The City of Toronto and Toronto Hydro launched the Furnace Upgrade Program in September 2025 as part of BetterHomesTO. A Toronto Hydro energy coach gives free, personalized virtual advice on your home's heating and cooling options, explains which rebates and offers you may qualify for, and points you to contractors through Toronto Hydro's Cleantech Services Directory.
The program does not pay a rebate itself. For money toward the work, look at the Home Renovation Savings Program (heat pump rebates) and the City's Home Energy Loan Program (low-interest financing repaid on your property tax bill). The City has said the program will expand in 2026 to include heat pump installation services and targeted incentives for low- to moderate-income households; those details have not been posted yet.
Who qualifies
- Toronto resident, homeowner or tenant.
- Low-rise home: detached, semi-detached, townhouse, row house or multiplex, including homes with basement or laneway suites.
How to apply
Step 1: Book a free appointment through Toronto Hydro Energy Coaching.
Step 2: Use the coach's advice to compare heat pump options and quotes, then apply to the rebate and loan programs that fit before you sign a contract.
Stacks with Furnace Upgrade Program
The program says these can be combined with it for the same home. Check each one’s rules for the same upgrade before you count on both.
- Last verified October 12, 2026OpenProvincialOntario
Home Renovation Savings Program
Ontario's main home-retrofit rebate program. You can claim single upgrades such as a heat pump, attic insulation, solar with a battery, a smart thermostat or ENERGY STAR appliances without an energy assessment, or do an assessment and two or more upgrades for envelope rebates.
$12,000
max rebate
Rebate - Last verified October 12, 2026OpenMunicipalToronto
Home Energy Loan Program
Toronto homeowners can borrow up to $125,000 at a fixed low rate for energy upgrades and repay it on the property tax bill over up to 20 years. Heat pump-only and solar-only projects no longer need an EnerGuide assessment.
$125,000
max loan
Loan
Also worth checking
- Last verified October 12, 2026OpenFederalCanada-wide
Canada Greener Homes Affordability Program
Federally funded, no-cost home energy upgrades for low- and median-income homeowners and tenants. You apply through your province's or utility's partner program, not through Ottawa.
Free
Free upgrade - Last verified October 12, 2026OpenProvincialOntario
Energy Affordability Program
Income-qualified Ontario electricity customers can get free energy upgrades. These range from free saving kits to a full home visit that can include new appliances, insulation, draft-proofing and, for electric or oil-heated homes, a cold-climate heat pump.
Free
Free upgrade - Last verified October 12, 2026OpenUtilityOntario
Home Winterproofing Program
Income-qualified households heated by Enbridge natural gas can get a free home energy assessment, plus free insulation, draft-proofing and a smart thermostat where needed.
Free
Free upgrade - Last verified October 12, 2026OpenMunicipalOttawa
Better Homes Ottawa Loan Program
Ottawa homeowners can borrow $10,000 to $125,000 at a fixed 4.33% over 20 years for energy retrofits, repaid on the property tax bill. The program also offers per-ton heat pump incentives and a limited-time $600 loan reduction for EnerGuide assessments.
$125,000
max loan
Loan