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You don't have to choose. Home Renovation Savings is open now ($500 per ton, up to $2,000 for gas-heated homes, $1,250 per ton, up to $7,500 for other fuels), and the federal government says the National Heat Pump Rebate can be combined with provincial programs. The federal rebate isn't open yet.
Key facts
| HRSP | National Heat Pump Rebate | |
|---|---|---|
| Status | Open | Upcoming |
| Run by | Save on Energy (IESO) and Enbridge Gas, with support from the Government of Ontario | Government of Canada (announced by Environment and Climate Change Canada; delivery department not yet named) |
| How much | Up to $7,500 for an air-source heat pump ($12,000 ground-source) in homes not heated by gas; several upgrades can be combined | $2,000, or up to $10,000 for households below the median income |
| Air-source heat pump | $500 per ton, up to $2,000 (gas-heated) or $1,250 per ton, up to $7,500 (other fuels) | $2,000, or up to $10,000 for households below the median income |
| Energy assessment first | No | No |
| Approval before you install | Varies or not stated | Varies or not stated |
| Income-tested | No | No |
| Lists the other as stackable | Yes | Yes |
| Last verified | October 12, 2026 | October 12, 2026 |
Home Renovation Savings Program and National Heat Pump Rebate side by side, from our program database
Program data last verified
RebateHub, “Home Renovation Savings vs the National Heat Pump Rebate”, https://rebatehub.ca/compare/hrsp-vs-national-heat-pump-rebate#key-facts (last verified October 12, 2026).
Add up both for your home
The receipt starts on Ontario and heat pumps. Switch “How do you heat now?” to see the gas and non-gas rates. The federal rebate stays on its own line until it opens.
Your rebate stack
Ontario · Heat pumps
1 program
Could add up to
Depends on how you heat
$2,000–$7,500
+ $2,000 when the National Heat Pump Rebate opens
Verified against official sources ·
How it adds up
- National Heat Pump Rebate+ $2,000
Cold-climate air-source heat pump (other eligible homeowners) · Rebate · Not open yet · not in the total
- Home Renovation Savings Programup to $7,500
Cold-climate air-source heat pump (home heated by electricity, oil, propane or wood) · Rebate
Free upgrade · Toronto only
City loans in 7 Ontario cities, from about $53/month per $10,000 · not counted
Program maximums for an air-source heat pump. Ground-source systems can get more. Your amount depends on your home and the equipment. City-only programs aren’t counted in the total.
3 income-qualified programs hidden.
What each one pays for a heat pump
| Upgrade | Amount | Good to know |
|---|---|---|
| Cold-climate air-source heat pump (home heated by electricity, oil, propane or wood) | $1,250 per ton, up to $7,500 | Based on rated heating capacity at 8.3°C. Must be on NRCan's cold-climate list. A participating contractor submits the application, and installation must wait for pre-approval. |
| Cold-climate air-source heat pump (home heated by Enbridge natural gas) | $500 per ton, up to $2,000 | |
| Cold-climate air-source heat pump (rented equipment, any heating fuel) | $500 per ton, up to $2,000 | Applies when the heat pump is rented instead of bought. |
| Ground-source heat pump (home heated by electricity, oil, propane or wood) | $2,000 per ton, up to $12,000 | Based on closed-loop heating capacity. |
| Ground-source heat pump (home heated by Enbridge natural gas, or rented equipment) | $3,000 flat |
Home Renovation Savings: heat pump rates. Source: homerenovationsavings.ca · verified October 12, 2026.
| Upgrade | Amount | Good to know |
|---|---|---|
| Cold-climate air-source heat pump (other eligible homeowners) | $2,000 | |
| Cold-climate air-source heat pump (households below median income) | Up to $10,000 | The median-income threshold has not been published yet. |
National Heat Pump Rebate: announced amounts. Source: canada.ca · verified October 12, 2026.
Can you use both?
The federal record lists Home Renovation Savings as stackable: the government said both amounts can be combined with existing provincial programs. Until the federal portal opens, the detailed rules, including whether a heat pump installed before launch qualifies, are not published.
Ontario, home heated by electricity, oil, propane or wood
IllustrativeCold-climate air-source heat pump, purchased (not rented).
Home Renovation Savings
$1,250 per ton, up to $7,500
$7,500
National Heat Pump Rebate
Announced, not open yet
$2,000
Open today
$7,500
+ $2,000 pending: National Heat Pump Rebate, once confirmed.
Which one first, and what to do before you install
Home Renovation Savings heat pumps go through a participating contractor, who submits the application, and installation must wait for pre-approval. The National Heat Pump Rebate, as announced, also approves you before you buy, then pays after you upload receipts. Read the Home Renovation Savings guide and the National Heat Pump Rebate guide.
Honest downsides of each
- Home Renovation Savings: gas-heated homes get the lower rate; you need a participating contractor and pre-approval; rented heat pumps get less.
- National Heat Pump Rebate: not open, no launch date, and the income cut-off for the larger amount isn't published. See who might get $10,000.
Frequently asked questions
Sources
Last updated . Amounts and rules come from the official program pages below. If something has changed, please tell us.