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Heat pump rebates without an energy assessment in Ontario (2026)

Last verified October 19, 2026 against official program pages. How we check

As of October 19, 2026, 2 open heat pump programs in Ontario don’t need an EnerGuide energy assessment: Home Renovation Savings Program and BetterHomesTO Furnace Upgrade Program. The largest typical amount is $1,500 from Home Renovation Savings Program, if your home is heated by natural gas.

National Heat Pump Rebate is announced but not open yet. Skipping the assessment saves its fee and a few weeks, but other rules still apply, such as a listed contractor or an approved model.

The full list is on heat pump rebates in Ontario, and every upgrade on Ontario home energy rebates. Start with Home Renovation Savings Program. If you do want one, read what an EnerGuide evaluation costs. See the price after rebates on heat pump cost in Ontario.

What are you upgrading?
How do you heat now?

Your rebate stack

Ontario · Heat pumps

1 program

1 program in Ontario add up to $2,000–$7,500. Plus $2,000 when the National Heat Pump Rebate opens. Plus 7 loan programs.

Could add up to

Depends on how you heat

$2,000–$7,500

+ $2,000 when the National Heat Pump Rebate opens

See my full stack

Verified against official sources ·

How it adds up

Federal
  • Cold-climate air-source heat pump (other eligible homeowners) · Rebate · Not open yet · not in the total

Provincial
Municipal

City loans in 7 Ontario cities, from about $53/month per $10,000 · not counted

Program maximums for an air-source heat pump. Ground-source systems can get more. Your amount depends on your home and the equipment. City-only programs aren’t counted in the total.

3 income-qualified programs hidden.

Heat pump programs in Ontario with no assessment

  • OpenProvincialOntario

    Home Renovation Savings Program

    Ontario's main home-retrofit rebate program. You can claim single upgrades such as a heat pump, attic insulation, solar with a battery, a smart thermostat or ENERGY STAR appliances without an energy assessment, or do an assessment and two or more upgrades for envelope rebates.

    $12,000

    max rebate

    Rebate
    Last verified October 12, 2026
  • UpcomingFederalCanada-wide

    National Heat Pump Rebate

    A new federal rebate announced on October 8, 2026 that will pay $2,000 toward an eligible cold-climate air-source heat pump, or up to $10,000 for households below the median income. Applications are not open yet.

    $2,000

    max rebate

    Up to $10,000 if income-qualified

    Rebate
    Last verified October 12, 2026
  • OpenMunicipalToronto

    BetterHomesTO Furnace Upgrade Program

    Free virtual energy coaching from Toronto Hydro for Toronto residents thinking about replacing a furnace with a heat pump, with help finding rebates, financing and contractors.

    Free

    Free upgrade
    Last verified October 17, 2026

Key facts

Programs with no assessment
3 current (2 open): Home Renovation Savings Program, National Heat Pump Rebate and BetterHomesTO Furnace Upgrade Program.
HRSP
About $1,500 typical for cold-climate air-source heat pump.
Announced, not open
National Heat Pump Rebate: $2,000 more if it opens before you install. Not counted above.
Last verified
October 19, 2026. Program administrators decide eligibility.

Questions people ask

Yes. Home Renovation Savings Program and BetterHomesTO Furnace Upgrade Program don’t require an EnerGuide evaluation, as of October 19, 2026.

Usually. Most heat pump programs require a model from their eligible list, and some pay only through a participating contractor. Each program page lists its rules.

When you plan insulation, windows or air sealing too. Some programs pay for those upgrades only after an assessment. Each program page says which track it uses.

Not according to our data, but it isn’t open yet as of October 19, 2026, so we don’t count it.

Get up to 3 heat pump quotes in Ontario

Tell the installer which program you plan to use, so the model and paperwork match. We’ll send your request to up to 3 installers who serve your area.

We’re independent. We never take rebate applications or charge you to apply; always apply through the official program.

Request quotes

Free, no obligation. We pass your request to up to 3 independent installers who serve your area and, where a program requires it, are registered with it.

  1. 1. Your project
  2. 2. Your contact details

Step 1 of 2: your project

What would you like quoted?

We use it to find installers who serve your area.

When would you like to start?
Do you own the home?
What kind of home is it?Optional
How do you heat it today?Optional
  • Installers checked against your program’s contractor list, where it has one
  • Installers pay us, never you
  • Sent to up to 3 installers who serve your area. We don't sell or rent lists.